Write off and buy back

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OneForTheRoad

MB Enthusiast
Joined
Apr 20, 2015
Messages
6,275
Location
uk.
Car
2019 Glc coupe 350d was 2017 e350 c207 .. +65 ford kuga 2.0 cdi zetec awd..
So yesterday the Mrs was out n about and an 18 wheeler and trailer decided to drift into her at a roundabout. It's destroyed the drivers wing mirror, wing, and pulled the front bumper from its fixings in that corner. It's a ford Kuga btw . If it's wrote off ,which btw sounds like it's going to be , how does one go about a buy back and getting it repaired using 2nd hand parts .

Mirror off eBay in same paint code £99
Wing £180

Bumper hopefully will go back into position once wing is replaced.

Car itself is valued at around £5000 . Little bit of damage and it's written off ,which seems a shame .

Any pointers would be a help. Thanks .
 
Ring them up and ask for the figure, its still your car until you sign it over to them, my understanding is they will give you money to keep it.
 
Hope it works for you..I bought my rover 216 back from the insurance company. Light rear end damage. Repaired it easily myself. had to get it re mot'd prior to re insuring it. Drove it for another 3 years before selling it on. It was still on the road 5 years later.
 
When the assessor came and saw my bike (killed by a myopic Volvo driver) I asked the question and he made me a buy back offer there and then....I said yes and he just deducted it from the settlement figure. Lots less hassle for them than picking it up on a trailer etc.
 
I’m not sure if a normal MOT will suffice, you may have to take it to a specialised VOSA site for a road worthy test
 
Normal MOT station is fine. Category S vehicles will need to be re-registered with the DVLA as well though. You’ll need to fill out a V62 form to re-register a Cat S car and get a new V5 logbook....same as buying a used car. Both Category S or N vehicles will need to pass a full MOT. Bare in mind insurance can be more expensive on a write off and you wont be paid full value if you write it off again.
 
I ve decided not to claim and to bite the bullet and repair it myself . It's only a wing ,and a driver's mirror. The marks on the bumper I'll just have to fill and paint . The insurance wanted £350 excess plus £200 for a nag claim or something, the insurance would of gone up for another car more than likely, then there's the cost of another car .

The wing and mirror I can get from a donor car the same paint colour and unmarked, for £250 . I'll post up a photo to see what you lads think if it's fixable the DIY route .
 
I thought it was a thirds parties fault.......why are you paying?
 
I thought it was a thirds parties fault.......why are you paying?
Excess is paid back once it's settled , the guy that hit her was Romanian working out of Poland, it's basically one big fk on tbh.
 
Claim or not your insurance is likely to go up anyway as you have told them the car has been involved in an accident.
They said it'll be logged only . Wether it rises well have to wait n see . Nightmare!!
 
I thought it was a thirds parties fault.......why are you paying?
18 wheelers don’t really drift on roundabouts, probably failing to anticipate other vehicles, prevents the poster from claiming against the truck.
I once took someone’s bumper & wing off whilst driving a truck. They decided not till claim.
Two sides to every story.
 
18 wheelers don’t really drift on roundabouts, probably failing to anticipate other vehicles, prevents the poster from claiming against the truck.
I once took someone’s bumper & wing off whilst driving a truck. They decided not till claim.
Two sides to every story.

Same kind of story like the pavement jumping out and curbing the alloy wheels. I gave up myself trying to make sense of her story and dropped the claim ,due to the fact it would be me paying to replace the vehicle. Parts are on the way £260 pre painted a graded in the same colour. Pics to follow 👍👍
 
The trailers on HGVs do cut across to the right hand lane when going across a roundabout in the left lane though. If the trailer hit a car in those circumstances it would surely be the truckers fault....wouldn't it.....?
Years ago a girlfriend trashed both her right side wheels and tyres on the roundabout kerb when being forced there by a lorry trailer encroaching onto her lane. But it was so long ago I can't remember who paid.
 
The trailers on HGVs do cut across to the right hand lane when going across a roundabout in the left lane though.
It's not so much that they "cut across", it's more that they are a long straight line going round a relatively tight circle, so they effectively form a chord which means clearance to the right of the vehicle is the most limited half way along the trailer.

Which is why people like me, whether driving a car or riding a motorcycle, never, ever, position myself alongside an artic trailer in those circumstances. I'm either ahead of it (at least level with the cab), or I hang back to give the trailer room.
 
The trailers on HGVs do cut across to the right hand lane when going across a roundabout in the left lane though. If the trailer hit a car in those circumstances it would surely be the truckers fault....wouldn't it.....?
Years ago a girlfriend trashed both her right side wheels and tyres on the roundabout kerb when being forced there by a lorry trailer encroaching onto her lane. But it was so long ago I can't remember who paid.
Yes they do. Bit of over parental behaviour in the above post I think .
It's not so much that they "cut across", it's more that they are a long straight line going round a relatively tight circle, so they effectively form a chord which means clearance to the right of the vehicle is the most limited half way along the trailer.

Which is why people like me, whether driving a car or riding a motorcycle, never, ever, position myself alongside an artic trailer in those circumstances. I'm either ahead of it (at least level with the cab), or I hang back to give the trailer room.

Which is exactly what I told the Mrs. Hopefully she will take heed and not impede ever again.
 
As long as its logged itll make the price go up
The price will definitely go up and you have to declare it to the insurers I had someone reverse into me on a test drive ,so i informed my insurance but never claimed the following year I tried M&S insurance and they cancelled it as i never told them even though I never made a claim
 

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