Hello guys Just wondering if anybody is insured with XS Direct? I am getting rather ridiculous quotes on the C63 from mainstream insurers (international licence, driven abroad mainly) and found these guys with a quote of 2.5k and 3k excess. I know this would sound crazy, but comparing it with 6-7k from any mainstream insurer, this sounds like a better deal. What do you think? Would appreciate any tips if you know a better insurer to go to. Thank you very much. P.S. quote comes from Adrian Flux and they don't even give the 15% discount as a PH member. Wonder if PH discount being not applicable to this is just their BS salesman talk.