35% increase in premium

[Gnasher141]

Year on year with no claims or points.
Way more than inflation - Why??

 

[PhilP68]

"You" are now a higher risk, which can be through no fault of your own.

Increase in risk rating relating to your car, your demographic, your area, your job etc.
Macro factors rather than your personal circumstances, unless you moved house or....

 

[Gnasher141]

I get what your saying, but nothing has changed except I’m a year older.

 

[whitenemesis]

I get what your saying, but nothing has changed except I’m a year older.

And repairs/parts have become more expensive, as has hire charges ...

 

[zipdip]

As always have no loyalty to any insurance company,shop around like I have for the last 30 years,latest was small beans but got £20 off the breakdown cover.

 

[Fastcar155]

Hi , my car insurance premium has increased by 40%.

We are all paying for spurious claims made by dishonest drivers.
We are all paying for non insured cars.
We are all paying for unrealistic premiums offered by car insurance companies / brokers from previous years.

EV premiums are increasing beyond belief and it won't be long the EV maybe uninsurable.
However , governments are demanding the population purchase EVs so more uninsured on UK roads !

We are all paying when the insurance industry as a whole adjusts the market place to recover the loss.

Motorist may give the car in general and what problems will that cause for the Exchequer to balance the books.

 

[Petrol Pete]

I heard some companies are simply refusing to cover certain JLR cars (theft) , Some reports of EV drivers premiums going sky high practically overnight (expensive to repair/write off for minor undercarriage, ie battery damage). People who have applied PPF finding it was a bad idea as it drives their premiums and/or excess sky wards .

As we are well aware insurance companies are here to serve their shareholders first , then us. Add to that all the $hit thats going on in the world right now I expect it to get worse.

A family member is about to buy a 125cc L plate bike to get around on . The insurance quotes so far are (probably understandably) off the scale.

 

[W1ghty]

Yep , this year was general 30% increases across the board .

 

[Bobby Dazzler]

My father in law past away this week, so it looks like I’m going to have to insure his Range Rover Sport until things settle down and we decided what to do with it. I’m not looking forward to that, albeit thankfully we’ll outside of London. The insurer offers a maximum of 28 days grace when the policy holder passes, which is better than cancelling immediately I guess.

 

[AMGeed]

Watch house and contents insurance rocket next year after the flooding currently happening.

 

[ChrisHGTV]

My father in law past away this week, so it looks like I’m going to have to insure his Range Rover Sport until things settle down and we decided what to do with it. I’m not looking forward to that, albeit thankfully we’ll outside of London. The insurer offers a maximum of 28 days grace when the policy holder passes, which is better than cancelling immediately I guess.

Sorry to hear that BD.

 

[Bobby Dazzler]

Sorry to hear that BD.

Thank you

 

[SpikyMikey]

My condolences Mr and Mrs Dazzler.

 

[Bobby Dazzler]

My condolences Mr and Mrs Dazzler.

Thank you

 

[clk320x]

Our deepest condolences.

 

[ALFAitalia]

Watch house and contents insurance rocket next year after the flooding currently happening.

Major flooding happens somewhere in the UK every year. It's nothing new. My house insurance is loaded about 25 percent just because I'm within a quarter mile of the sea (about 200 yards in fact)....the fact that there is a slope between us and the sea and my street has never been flooded EVER does not seem to enter into it....live close to the sea, pay more, end of!

 

[Bobby Dazzler]

Our deepest condolences.

Thank you

 

[xjrferret]

managed to get mine down by having a tracking box fitted 200 pound cheaper

 

[ALFAitalia]

But how much was the tracker...inc the subscription?
Often they cost rather more than you save when your take the annual subscription into account.

 

[xjrferret]

But how much was the tracker...inc the subscription?
Often they cost rather more than you save when your take the annual subscription into account.

it's with admiral and its included with the insurance quote. I drive economically now to save fuel so might as well have one