Is insurance quote fair or can I do better?

[Pegleg]

Moneysupermarket quoted £860 fully comp on 1999 AMG E55 for me, (51), with my son, (30) as a named driver.
Can't use my no claims as already use it on my taxi.
My son has zero no claims and has a DR10 on his licence, with works van.
Will only do about 2-3000 miles a year between us.
Does this sound reasonable or can anyone suggest alternative specialists.
Thx, Daz.
Tried searching the site but my tablet won't allow it.

 

[KillerHERTZ]

Im possible to say as it we have no idea of where you live, do you live in a rough neighbourhood or nice? alot of Car crime in your area? is it garaged?

 

[Marcel-Anthony]

If you have got the quote from the comparison sites, call the company direct who gave you the best quote and do a new quote with them. I did it with mine and the quote was about 15% cheaper direct.

 

[DSM10000]

Try one of the classic car brokers, a telephone call can often bring a much better result

 

[IanA2]

Im possible to say as it we have no idea of where you live, do you live in a rough neighbourhood or nice? alot of Car crime in your area? is it garaged?

Quite.

 

[Jokuk]

Can't you use a broker or multi car insurer who will mirror your no claims on both cars ?

 

[bob6600]

Can't you use a broker or multi car insurer who will mirror your no claims on both cars ?

I didn't think it was possible to have your no claims on more than one vehicle but I happy (hoping) to be corrected.

Also I have found that street parking is cheaper than having it garaged

 

[IanA2]

Can't you use a broker or multi car insurer who will mirror your no claims on both cars ?

I didn't think it was possible to have your no claims on more than one vehicle but I happy (hoping) to be corrected.

Also I have found that street parking is cheaper than having it garaged

Quite common, it's called mirroring.

 

[wemorgan]

Add your wife to the policy.

 

[Pegleg]

Add your wife to the policy.

Cleared off 3 years ago.
Be gutted when she sees the car.
Area I live in was lovely till we moved in.
Will enquire about "mirroring".

 

[geraldrobins]

Sounds reasonable to me. But always worth looking around.

 

[Jokuk]

Cleared off 3 years ago.
Be gutted when she sees the car.
Area I live in was lovely till we moved in.
Will enquire about "mirroring".

Admiral definitely do it ( but you have to phone) but any good broker should be able to arrange something.

 

[TDE1]

Many insurers will restrict the mirroring of NCB to conviction (and claim) free risks.

Do Adrian Flux not have anything to do with the forum any more?

Edit- FWIW, my E55k and BMW 323 are on a family fleet policy with Oak, about a grand a year. I'm 43, no adverse history. Well not driving anyway

 

[Pegleg]

Update:
Just insured the car through my taxi broker.
£890 tpf&t with windscreen, legal and trackday cover.:bannana:
Mirrored my taxi no claims.
Found cheaper quotes but feedback on those companies not good.
Let the fun begin.

 

[RWDpetrol]

Add your wife to the policy.

Cleared off 3 years ago.

One could add a claim free, clean licence, professional, decent age partner/girlfriend onto their policy - who doesn't exist - she would never drive the car so no risk of a claim. And premium would be lower.

(I'm married, my wife exists, and is on my policy but never drives my car hence the above thought)