Is it a(REAL)Brabus?

[crockers]

Basic rules for insurance........

The Insured will pay a premium commensurate to the risk he brings to a common pool.

So as your car is more expensive to insure - is faster than a standard car - the premium must reflect this extra risk.
To know it is a "modified" car and not declare it COULD (not would) nullify your insurance. Obviously 3rd party personal liabilities will always be honoured, but the insurance company COULD then come after you for reparations.

So by not declaring it you COULD not only be technically uninsured but also find more than the value of the car is at risk.

Sorry if this sounds doom and gloom - but it really isn't worth the risk of not declaring. Also you will find that you have to declare anything whether you consider it relevant or not. It is not your job to underwrite the risk but the insurers.

Sorry if that sounds all for the insurance company side...but as said earlier they do hold the cards.

 

[BTB 500]

There's a case going on at the moment where a policyholder is being sued by an insurance company on the basis on undeclared modifications to the car (following a big accident which would have resulted in major 3rd party payouts).

 

[buccal]

There's a case going on at the moment where a policyholder is being sued by an insurance company on the basis on undeclared modifications to the car (following a big accident which would have resulted in major 3rd party payouts).

Yup:

Thinking about not declaring your mods? Think again!

 

[BRABUSS]

After reading that, ill definitely be declaring them.

So now we are on the subject, we have another car its a Gwagen, but its a 3.5td not a uk spec car but comes standard with a fully AMG kit, im guessing it'll be a good idea to tell the insurers this...as its not on ANY insurers data as its not a uk spec car we have it insured as a Range rover vogue TD, its the only way according to the insurer that it can be logged on their systems.

 

[crockers]

After reading that, ill definitely be declaring them.

So now we are on the subject, we have another car its a Gwagen, but its a 3.5td not a uk spec car but comes standard with a fully AMG kit, im guessing it'll be a good idea to tell the insurers this...as its not on ANY insurers data as its not a uk spec car we have it insured as a Range rover vogue TD, its the only way according to the insurer that it can be logged on their systems.

I hope to God you've got something in writing confirming the above statement.
Do you have the EU conformity certificate? If so an insurer can use that to underwrite. You may be advised to speak to a specialist broker on that car.

 

[BRABUSS]

I hope to God you've got something in writing confirming the above statement.
Do you have the EU conformity certificate? If so an insurer can use that to underwrite. You may be advised to speak to a specialist broker on that car.

Hi yes they posted us a statement for the insurance and how it was insured as another vehicle for their systems to understand it. but the car is up for renewal soon so i thought i better cross all the T's and dot the eyes properly this time round as for the last year it has bugged me.

 

[Howard]

So when an ANPR camera flags your G wagen numberplate up to plod as being registered to a Range Rover , and they then impound your car , what happens then ?

All sounds very iffy , there are plenty of non UK model G wagens in the UK , i bet they aren't all insured as Range Rovers.

 

[BRABUSS]

Yeh i asked about that, the car on the log book is what will mater, if the police was to ask further questions the Insurer(tesco) will fill them in on the details and why its insured as it is

 

[baldyman]

word of warning if you dont tell your insurer that you have modifications and the unthinkable happens they will either refuse to pay anything or just pay for a basic model.

 

[Alex]

What is 'original' Brabus car? The one shipped to you from Bottrop? Because everything else 'Brabus' is just a franchise certified to fit you Brabus parts.

 

[jeremytaylor]

So now we are on the subject, we have another car its a Gwagen, but its a 3.5td not a uk spec car but comes standard with a fully AMG kit, im guessing it'll be a good idea to tell the insurers this...as its not on ANY insurers data as its not a uk spec car we have it insured as a Range rover vogue TD, its the only way according to the insurer that it can be logged on their systems.

You did WHAT?!?!?!

Why pay for insurance that won't pay up, with details that will get the car impounded by ANPR??

Your car is uninsured!

 

[Howard]

What about all the jap import Hondas , Scoobys , Evos etc that aren't UK spec ?

Are they all insured as Nissan Micras ?

Something is not right there.

 

[BRABUSS]

Lol im nt sure at all mate....havent a clue how they work, they asked the value of the vehicle and put me a quote together according to its value in comparrison to what they have in their data.

I tried 4/5 other places and they would insure me

 

[crockers]

You did WHAT?!?!?!

Why pay for insurance that won't pay up, with details that will get the car impounded by ANPR??

Your car is uninsured!

From what I can make out - Tescos have insured it as a Range Rover on their computer system so that they can arrive at a premium. I daresay the certificate doesn't mention any car at all...

only way to check is enter the reg into askMID or is it askMID

If it flags up as a Range Rover you are in do do if stopped by the Police or at best in for a long roadside discussion and phone calls being made to Tescos. Hope they are open.......

If it flags up as a GWagen then I wouldn't fret..

 

[st4]

Can you not insure on the car on its VIN rather then regi number etc

 

[whitenemesis]

Can you not insure on the car on its VIN rather then regi number etc

Either is unique to the car but the reg is the only one readable by camera?