MB Extended warranty extension

[Wenglish]

Hi guys just a quick one that I’d like peoples opinions on please if possible as I face a dilemma and keep changing my mind on what route to take

I have a 2015 W212 E63 that I only recently purchased on the 30/09/2021, I purchased the car from a member on this site and it came with 2 months MB AMG approved warranty

I was actually very lucky where only last week I had a brand new driver side front calliper replaced due to a seizure and also the air conditioning condenser was all replaced under the approved warranty

My question is with the car currently now sitting on 69,600 miles would you recommend extending the warranty further or would you leave it end on the 3rd December and have the car mapped at MSL ?

When buying the car I never had any intention to renew the warranty and as soon as it ran out i was always planning on getting it mapped at MSL but after the recent repairs that have been carried out I’m now not sure what to do

The warranty department have now quoted me £1396 for 1 year or £2669 for 2 years both with upfront payments or I can have a monthly pay and go cover for £132 a month

If you was in my shoes what would you personally do ? I’d love your thoughts

Thank you

 

[markjay]

Personally? No warranty and no remap...

 

[Teego]

Before making the decision I'd like to know what significant repairs or replacements have been carried out in the car's lifetime.
You don't need to replace a caliper if it's seized. Strip down and rebuild with new seals. A/C condensers are not expensive if you go to specialist not dealer.
Go to MSL and put £100 month in your own repairs pot. In fact, ask Acid's advice before booking the remap.

 

[Will]

I guess some of it comes down to how long you anticipate keeping the car, how many miles you drive, where you plan on getting servicing done etc.

The warranty is good value if you use it, and those prices are actually quite cheap (because it’s an extension of the existing cover - it would usually be about twice that amount IIRC)

Possibly consider the third option as per MJ’s post - no remap and no warranty, you could always save the cash and take a chance.

My vote is to extend the warranty as you have a decent price for it there - you’ve already seen the sorts of repairs it can cover - just be aware of the exclusions though. May also boost resale value/saleability if you decided to move it on in future with MB warranty on it.

 

[Wenglish]

I guess some of it comes down to how long you anticipate keeping the car, how many miles you drive, where you plan on getting servicing done etc.

The warranty is good value if you use it, and those prices are actually quite cheap (because it’s an extension of the existing cover - it would usually be about twice that amount IIRC)

Possibly consider the third option as per MJ’s post - no remap and no warranty, you could always save the cash and take a chance.

My vote is to extend the warranty as you have a decent price for it there - you’ve already seen the sorts of repairs it can cover - just be aware of the exclusions though. May also boost resale value/saleability if you decided to move it on in future with MB warranty on it.

Thanks Will you made some very good points especially regarding resale value its something I never even considered I really appreciate it

 

[Rich764089]

Good points above. But for me it's an easy decision: no warranty and MSL remap. Enjoy the full potential of the car. As above, Acid will advise on a sensible map for reliability.

That's exactly what I did with my 2014 E63. I've no regrets.... until something goes bang

 

[Wenglish]

Good points above. But for me it's an easy decision: no warranty and MSL remap. Enjoy the full potential of the car. As above, Acid will advise on a sensible map for reliability.

That's exactly what I did with my 2014 E63. I've no regrets.... until something goes bang

Thanks Rich

 

[AMGeed]

I was facing the same situation when I bought my E63 just over two years ago.
The price I was being quoted for an MB warranty at the time was an exorbitant £2650 pa which I believe has now gone up to £2850 pa.
No way I am paying that kind of money for something I hopefully won't need, so I went ahead and had an MSL/Big Fish remap and couldn't be happier.
Hasn't missed a beat in the 2 yrs its been remapped and its a hoot to drive.

 

[Engadine]

It does depend on your hunger for more hp vs your appetite for risk on the warranty. I took the the extended warranty on my C63 and it probably paid for itself and a bit more but on balance, not much in it. It did take away some stress, knowing many (though by no means all) elements would be covered.

But, if your wallet is big enough and your appetite for horsepower matches it..

Personally I have never done a remap on a car under warranty, but I have with cars out of warranty. Which puts me in the middle of the risk spectrum I guess.

 

[Wenglish]

I was facing the same situation when I bought my E63 just over two years ago.
The price I was being quoted for an MB warranty at the time was an exorbitant £2650 pa which I believe has now gone up to £2850 pa.
No way I am paying that kind of money for something I hopefully won't need, so I went ahead and had an MSL/Big Fish remap and couldn't be happier.
Hasn't missed a beat in the 2 yrs its been remapped and its a hoot to drive.

Thank you mate for your input and I agree that’s a crazy amount of money for 1 years warranty they must pull these figures out of thin air as mine surly would be more of a financial risk to them with it being a higher mileage vehicle compared to yours yet my quote was much cheaper it makes no sense

 

[Wenglish]

It does depend on your hunger for more hp vs your appetite for risk on the warranty. I took the the extended warranty on my C63 and it probably paid for itself and a bit more but on balance, not much in it. It did take away some stress, knowing many (though by no means all) elements would be covered.

But, if your wallet is big enough and your appetite for horsepower matches it..

Personally I have never done a remap on a car under warranty, but I have with cars out of warranty. Which puts me in the middle of the risk spectrum I guess.

Thanks for the detailed reply mate and was good to hear your views especially considering you faced the same situation

 

[Wenglish]

Personally after a lot of thought and taking into account what people have said I have now decided not to renew the extended warranty and have also decided not get the remap done either.

I think instead I’ll now run the car for 6 months and if I have no big issues in that time I would have saved what works out to be £698 in warranty payments alone which will then pay for a remap at MSL win win

Thanks to everyone that commented I’m very grateful

 

[Will]

Thank you mate for your input and I agree that’s a crazy amount of money for 1 years warranty they must pull these figures out of thin air as mine surly would be more of a financial risk to them with it being a higher mileage vehicle compared to yours yet my quote was much cheaper it makes no sense

The reason for the difference in price is nothing to do with mileage etc, it’s because your quote is an extension of a current policy whereas Roger’s quote was for a new policy.

In simple terms, your car is already covered - Roger’s was not. So although they don’t cover pre-existing faults the possibility of items being claimed for that already are faulty or close to failure etc is greater.

If you want the warranty it’s a decent price tbh, if you don’t then obviously don’t worry.

No doubt if you took it out you’d never claim and waste £2.5k over the next two years, sod’s law says that if you don’t you’ll get a few bills bigger than that.

IMHO for the engine/transmission it’s a no brainer, but for even simpler items eg air suspension or electrical issues you may find it still works out decent value. A pair of rear airbags are about £1000 + fitting, just as an example. So it may work out cost neutral in all likelihood for general running costs but if your engine or transmission were to fail big time you’ll be very grateful for the cover.

No right or wrong decision, it’s the level of risk that you’re comfortable with

 

[Bobby Dazzler]

Hi guys just a quick one that I’d like peoples opinions on please if possible as I face a dilemma and keep changing my mind on what route to take

I have a 2015 W212 E63 that I only recently purchased on the 30/09/2021, I purchased the car from a member on this site and it came with 2 months MB AMG approved warranty

I was actually very lucky where only last week I had a brand new driver side front calliper replaced due to a seizure and also the air conditioning condenser was all replaced under the approved warranty

My question is with the car currently now sitting on 69,600 miles would you recommend extending the warranty further or would you leave it end on the 3rd December and have the car mapped at MSL ?

When buying the car I never had any intention to renew the warranty and as soon as it ran out i was always planning on getting it mapped at MSL but after the recent repairs that have been carried out I’m now not sure what to do

The warranty department have now quoted me £1396 for 1 year or £2669 for 2 years both with upfront payments or I can have a monthly pay and go cover for £132 a month

If you was in my shoes what would you personally do ? I’d love your thoughts

Thank you

That doesn’t seem unreasonable at all - £1335 per annum, based upon a 2-year policy, on a 6 year old high-powered super saloon - especially as a new policy, and so greater unknown risk to the underwriter.

If you can afford to self-insure and are happy to accept the risk then you’ll know at the end of the 2-year period whether you made the right decision. You probably have, but might not have.

 

[Wenglish]

The reason for the difference in price is nothing to do with mileage etc, it’s because your quote is an extension of a current policy whereas Roger’s quote was for a new policy.

In simple terms, your car is already covered - Roger’s was not. So although they don’t cover pre-existing faults the possibility of items being claimed for that already are faulty or close to failure etc is greater.

If you want the warranty it’s a decent price tbh, if you don’t then obviously don’t worry.

No doubt if you took it out you’d never claim and waste £2.5k over the next two years, sod’s law says that if you don’t you’ll get a few bills bigger than that.

IMHO for the engine/transmission it’s a no brainer, but for even simpler items eg air suspension or electrical issues you may find it still works out decent value. A pair of rear airbags are about £1000 + fitting, just as an example. So it may work out cost neutral in all likelihood for general running costs but if your engine or transmission were to fail big time you’ll be very grateful for the cover.

No right or wrong decision, it’s the level of risk that you’re comfortable with

That makes sense then thank you for the clarification

Yes I agree it’s definitely a decent price and one I’ve been seriously considering it’s just a shame I don’t have a Crystal ball to look into the future

I just know if I take it out it will probably never get used and I will be so annoyed with myself for not taking the risk but then on the other hand it would also be nice to just have it for piece of mind as like you said if something major goes wrong with the engine or gearbox for instance I would be elated knowing it should be covered

I’ve still got a few more days to consider taking it out and thanks again mate for your input

 

[Bobby Dazzler]

The best outcome for any insurance policy is to never have the need to use it.

 

[Wenglish]

The best outcome for any insurance policy is to never have the need to use it.

Good point

 

[Rich764089]

Guess it depends on your attitude to risk, like any insurance. I tend to err on the side on having it in my pocket rather than giving to an insurance/warranty company.

On average, most people pay more for a warranty/insurance than they claim back, or the companies wouldn't make a profit...so surely from a statistical perspective you're better off not getting a warranty?!

 

[Headhurts]

When the 3 year warranty on my 2016 E350 was com to an end I extended it and the cost was around £499 for a years Mercedes cover which was pretty good to my mind.

Nearing the end of the extra years warranty I priced up another extension and it had increased to from memory around £530, I was intending to extend again but unfortunately I forgot so around a month after the warranty had expired I asked for another quote, this time it had increased by a few hundred pounds.

It seems extensions are pretty reasonable but if you fail to renew before expiry it becomes eye watering and not worthwhil.

I never did have cause to claim anything during my ownership of the E350 between 2016 - 2021

Robin

 

[Crispian22]

The only time I've read about these engines going bang is after a remap.

And what's a crate engine,circa £50k ?

There's no where in this country you can use full throttle on them for more than a few seconds anyhow.

I'd keep the extra money saved by not having a map or warranty,in a slush fund for future servicing/tyres etc.