There are some exclusions that would surprise me if I thought that I had paid for "peace of mind" - for example the car overheating is not covered, no gaskets or seals are covered, no wiring or loom is covered, the list goes on - some of it is wear and tear but there are plenty of other exclusions - it does not compare well with other marque warranties
The list of exclusions is below:
Claims for mechanical or electrical failure of covered parts if the failure is due to wear and tear. Bodywork, body seals (including any convertible roof, boot, sunroof, doors and so on), fixings and fastenings (nuts, bolts, brackets, studs, clips and springs (other than suspension springs )), glass, interior and exterior trim, interior panels, paint, lamp units and wheels. Any failure that is caused by the insured vehicle overheating. This is not regarded as a mechanical failure under the terms of this insurance.
We do not cover the following parts. • Air cleaners • Any seal, gasket or sealant • Auxiliary belts • Batteries - non-HV and auxiliary batteries • Bonnet, boot and fuel-flap release cables • Brake friction material and discs and drums • Brake pipes and brake hoses • Clutch assemblies, clutch fork, release bearings,
pressure plate and carrier plate •
Clutch master cylinder and clutch slave cylinder • Core plugs • Distributor caps • Drive shaft and steering rack gaiters • Electrical connection blocks, terminals and fuses • Exhaust system,
muffler, heat shields and exhaust pipes • Fuel filters • Gearbox, axle and drive line mountings • Handbrake and parking brake cables • Hinges • Hoses and pipes (non-metal), hose clips and connectors (not including coolant hoses) • HT leads • Light bulbs and LED bulbs (except xenon bulbs) • Navigation CDs, DVDs and SD cards •
Oil filters and gaskets • PAS high-pressure hoses or pipes • Pollen and odour filters • Reprogramming or software updates unless these are needed as part of a repair to a covered part or will solve the complaint or fault. We will only pay for one hour's work • Shock absorbers and suspension struts • Spark plugs • Sunroof cables, convertible cables, convertible roof material and straps • Tyres • Wheels • Wiper blades • Wiring and wiring looms