Sp!ke
Administrator
A couple of weeks ago my wife received some insurance paperwork through the post for a credit card we didn't know anything about. We rang the card issuer and found that a card had been applied for in her name and address and DOB but incorrect employment details. So luckily we got in contact in time and the card hadn't been issued yet and we stopped it before it could go any further.
The card issuer claimed to put a flag on our address with the credit reference agencies which should help to protect from future problems of the same nature.
Last night I returned from work and found a letter in my name referring to insurance on a catalogue company... So I rang them up and sure enough, someone had recently opened an account in my name and address and goods were awaiting shipment. I asked what card details had been used to [place the order and they said none were required as they'd invoice 30 days later for the items. So I cancelled the account and put a stop to the order, so for now all is well.
Now three things spring to mind here...
The first one is this seems to be the beginning rather than the end of something and I'm rather concerned how far this will go as time progresses.
The second thing is that in order for the perp to get either the credit card or the item from the catalogue company, they must be able to get to my mail before I do. I'm thinking sorting office/postie or possibly some scroat maybe managing to reach in through the letterbox while I am at work - or worse, gain access to the house somehow.
The third is despite the flag on our address, the catalogue company was happy to send out goods in my name with no proof of identity whatsoever.
I phoned the police but they don't really seem interested at this point because no-one has yet succeeded in getting any money or goods.
The weird thing is that I have no joint accounts with the wife (for both our details to be found together) and we are religious about shredding all documentation/receipts etc.
I don't really know where to go from here but I cant say I'm happy about sitting back and doing nothing - waiting for large bills to come in from wherever.
The card issuer claimed to put a flag on our address with the credit reference agencies which should help to protect from future problems of the same nature.
Last night I returned from work and found a letter in my name referring to insurance on a catalogue company... So I rang them up and sure enough, someone had recently opened an account in my name and address and goods were awaiting shipment. I asked what card details had been used to [place the order and they said none were required as they'd invoice 30 days later for the items. So I cancelled the account and put a stop to the order, so for now all is well.
Now three things spring to mind here...
The first one is this seems to be the beginning rather than the end of something and I'm rather concerned how far this will go as time progresses.
The second thing is that in order for the perp to get either the credit card or the item from the catalogue company, they must be able to get to my mail before I do. I'm thinking sorting office/postie or possibly some scroat maybe managing to reach in through the letterbox while I am at work - or worse, gain access to the house somehow.
The third is despite the flag on our address, the catalogue company was happy to send out goods in my name with no proof of identity whatsoever.
I phoned the police but they don't really seem interested at this point because no-one has yet succeeded in getting any money or goods.
![Crazy :crazy: :crazy:](/styles/mbclub/smilies/crazy.gif)
The weird thing is that I have no joint accounts with the wife (for both our details to be found together) and we are religious about shredding all documentation/receipts etc.
I don't really know where to go from here but I cant say I'm happy about sitting back and doing nothing - waiting for large bills to come in from wherever.