Worth highlighting that voice activated commands are still legal, as long as you're not holding the phone, as is looking at a screen or dashboard mounted phone, so you can still control music, podcasts, incoming and outgoing texts, calls etc etc.
And that the penalty, like small speeding fines, is
SIX points, not three. It's not the fine that's painful,
it's the risk of disqualification on points. (Do it twice and you're banned for a year)
But it is still just a tiny fixed penalty fine of £200, and not one of last year's income related speeding fines. ( £1000 for doing 41 in a 20 mph urban zone and six points on your licence)
As an aside, this has already been in force for two years in France (and probably the whole of the EU), where they really do prosecute for it. Unlike the UK you can NOT use headphones or earpieces at all.
View attachment 125210
Speeding fine calculator
If you accumulate twelve points its a six month disqualification