Uninsured driver clampdown

[SimonsMerc]

If they'd only change it so that you insure the car rather than the person (as you do in most European countries), ANPR would work fine. It's a far better system - but no, our insurance companies are too greedy (they make billions by overcharging - with the European system it's far harder to overcharge).

I'm very seriously considering buying my next car in Poland, insuring it over there, and driving it over here. Perfectly legal, cheap insurance (£140 fully comprehensive), and anyone can drive it (the car is insured, not the driver).

-simon

 

[Shude]

I'm very seriously considering buying my next car in Poland, insuring it over there, and driving it over here. Perfectly legal, cheap insurance (£140 fully comprehensive), and anyone can drive it (the car is insured, not the driver).

If you can find an obliging European/non-UK insurance company you should be able to insure a UK car with them - Euro competition laws mean that you can shop around in Europe to get the best deal, if you are denied this then it is illegal.

 

[Thmsshaun]

If they'd only change it so that you insure the car rather than the person (as you do in most European countries), ANPR would work fine. It's a far better system - but no, our insurance companies are too greedy (they make billions by overcharging - with the European system it's far harder to overcharge).

I'm very seriously considering buying my next car in Poland, insuring it over there, and driving it over here. Perfectly legal, cheap insurance (£140 fully comprehensive), and anyone can drive it (the car is insured, not the driver).

-simon

But the registered address would have to be in poland or do you have an address over there?

 

[Shude]

But the registered address would have to be in poland or do you have an address over there?

Plus they might want you to park it in Poland overnight - tricky for commuting etc

 

[Thmsshaun]

Plus they might want you to park it in Poland overnight - tricky for commuting etc

No you get the question

Where is the car Normally parked
Street
Garage
Drive
Compound
Ermm Foreign Country (Refering to us as foreign)

 

[Howard]

What would be the answer then?

Bullet in the back of the head ?

 

[Thmsshaun]

Bullet in the back of the head ?

I like to keep those views for Pub talk and not an open forum

Fancy a pint?

 

[big x]

In fact although you allowed to drive any car with the owners permission the car must also be insured by the owner to be legally driven.
Last month a saw on the north circular road in London a van parked up with twin lenses sticking out of the rear panal and a radio transmission mask on top.Half a mile down the road the police where pulling people over and I saw a similar van with DVLA written on the side.Clearly they are pulling people without valid roadtax and now they also have access to the insurance database too.There where around 20 impounded cars stacked on transporter trucks awaiting their fate !
Oh and the new type of MOT's (A4 size) are being feed into the computer too...there is no escape once fixed cameras become widespread.

adam

I know that particular safeguard is there but what im saying is the government should be in collusion with insurers to check daily/weekly the tax database against the insurer's database that way they'd combat insurance cancellations. Rather than putting a face to a car? I mean I could be insured to drive any car beit i only have third party if i drive someone elses car, how will a camera know this, their system would only know it if they could recognise who I was, is the technology that good?

 

[big x]

Nonsense, there is no insurance company on earth insuring circa £8k for a premium of £5 per year.For that money it will be the legal minium of third party.

adam

I'm currently paying the grand fee of 250 Dalasis for a Z3 (sorry) that I own; I'll agree its not in this country, which in its own reduces insurance costs, but 250 Dalasis coverts to about £5 a year... fully comprehensive... thats with a company called "Axa" (or something similar). That allows not just me to drive, but anybody I give permission too (assuming they have a licence).

I can ask my mother how much she is paying to insure tha banger- I mean Audi- its Italian reg, Italian insurance with european cover; I remember it was WAY cheaper than my mercs, but can't remember by how much.

Michele

 

[Shude]

There where around 20 impounded cars stacked on transporter trucks awaiting their fate!

Keep it up chaps! This is the ultimate way to beat congestion! I won't shed a tear when another cavalier or badly modified nova is crushed!

 

[big x]

£140? Insurance is not that expensive in this country compared to other western ones with similar GDP per head.I pay £135 for a 1994 BMW 520i touring for instance.The car insurance industry is very competive and profits low for many.Your insuring risk of course and those who think paying £20 a year on a Merc in Eastern europe are utter fools if they think they will get thousands back in the event of a claim.Insurance underwriting is an international business much going through Lloyds.

adam

If they'd only change it so that you insure the car rather than the person (as you do in most European countries), ANPR would work fine. It's a far better system - but no, our insurance companies are too greedy (they make billions by overcharging - with the European system it's far harder to overcharge).

I'm very seriously considering buying my next car in Poland, insuring it over there, and driving it over here. Perfectly legal, cheap insurance (£140 fully comprehensive), and anyone can drive it (the car is insured, not the driver).

-simon