So i come back after work to find my car wheel arch and bumper has been scratched due to some little idiot [another merc driver unfortunately] who was unable to park properly/reverse onto a space on the road.
it was witnessed by a onlooker who was kind enough to leave me his contact details so that he could talk me through what happened.
So i got the reg number now and the model of the car.. i rang 101 to report the incident and also went into the local police station and filled out a form to report it [they said 48hours to hear back but nothing so far - its been a week]
rang up 101 today to ask for an update and they said i was miss informed and that it could take months to get a response and that i should have informed my insurance company [which i wasnt told to do by the 101 adviser or the local police station]
problem i have is that 1.. i have looked at my insurance and i got a total excess of £450 and 2.. i have looked online and it looks like even though its not my fault its very likely that my insurance will go up next year on renewal.
so keeping those two things in mind i am not sure how to proceed.. need some advise here ... i was going to request the details of the registered driver via the DVLA website [small charge] but its going to annoy me even more if i get the details of the person and approach them personally and they just blow me off and deny it.. i need to have a game plan..
any advice on how to proceed would be appreciated.. im fuming at the moment
it was witnessed by a onlooker who was kind enough to leave me his contact details so that he could talk me through what happened.
So i got the reg number now and the model of the car.. i rang 101 to report the incident and also went into the local police station and filled out a form to report it [they said 48hours to hear back but nothing so far - its been a week]
rang up 101 today to ask for an update and they said i was miss informed and that it could take months to get a response and that i should have informed my insurance company [which i wasnt told to do by the 101 adviser or the local police station]
problem i have is that 1.. i have looked at my insurance and i got a total excess of £450 and 2.. i have looked online and it looks like even though its not my fault its very likely that my insurance will go up next year on renewal.
so keeping those two things in mind i am not sure how to proceed.. need some advise here ... i was going to request the details of the registered driver via the DVLA website [small charge] but its going to annoy me even more if i get the details of the person and approach them personally and they just blow me off and deny it.. i need to have a game plan..
any advice on how to proceed would be appreciated.. im fuming at the moment