Racall, i got trapped by this clause with the RAC when my gearbox failed. they wouldnt tow me back 64 miles to my local indipendent and would only tow me to a garage 10 miles radius, i thought recovery meant RECOVERY! until i read the small print.
in the end the prestige car specialist came with his truck and took the car back.
I then took "home start" off my RAC and added "relay", this way if I breakdown at home the indi MB specialist isnt far to either tow or call him out to!