Had a little bump with my Merc today - I live in a private road and someone had parked their car illegally (We have an agreement that cars cannot park in the very tight shared road/pavement area in the cul-de-sac, unless loading/unloading)
I saw the car there and gingerly edged my car out of my car port but inadvertently pushed his door skin in leaving a 18 inch dent but no paint broken) The Merc was unmarked!
I called at the house he had been visiting (he had been parked there for 2 hours) and offered to pay for the damage and not bother to go to insurance as its too much hassle and I was convinced at the time that the door skin could be pushed out with a little skill - so £50 max?)
I know I did not have to make this offer but as I see it, I hit his car and with a little more attentiveness I would not have. I made the offer half thinking that he would have seen that he was not blameless and offer to go dutch or even forget the matter (he had a 4 yr old Megane) but he did not say much, accepted the offer and drove off.
Have not heard from him yet, but what do I do if he insists on a new door? and a few hundred in notes? not sure what my reaction would be to that, so I will have to temper it by being forewarned!
Would it be too late at that stage to just say to hell with it and let the insurance companies sort it out? He could well be related to my neighbours so I would be wary of souring the relationship with them over this affair - we have a very pleasant neighbourhood of 6 houses with a friendly atmosphere.
Not had any real prangs before or much dealings with insurance companies so am a little ignorant in this area.
I saw the car there and gingerly edged my car out of my car port but inadvertently pushed his door skin in leaving a 18 inch dent but no paint broken) The Merc was unmarked!
I called at the house he had been visiting (he had been parked there for 2 hours) and offered to pay for the damage and not bother to go to insurance as its too much hassle and I was convinced at the time that the door skin could be pushed out with a little skill - so £50 max?)
I know I did not have to make this offer but as I see it, I hit his car and with a little more attentiveness I would not have. I made the offer half thinking that he would have seen that he was not blameless and offer to go dutch or even forget the matter (he had a 4 yr old Megane) but he did not say much, accepted the offer and drove off.
Have not heard from him yet, but what do I do if he insists on a new door? and a few hundred in notes? not sure what my reaction would be to that, so I will have to temper it by being forewarned!
Would it be too late at that stage to just say to hell with it and let the insurance companies sort it out? He could well be related to my neighbours so I would be wary of souring the relationship with them over this affair - we have a very pleasant neighbourhood of 6 houses with a friendly atmosphere.
Not had any real prangs before or much dealings with insurance companies so am a little ignorant in this area.