Does you insurer require the car to have security bolts on the alloy wheels?
No idea , never been asked that specific question. Only been asked if the car is standard , which it is AFAIK and that is exactly what i tell them on the recorded call.
If one of the previous four owners had done something like fitting different OEM wheels / spacers / removing security bolts or an aftermarket amp during the cars history then it highly unlikely that many buyers would know , or reasonably be expected to know , the difference unless it was pointed out to them.
K