Pleased at the cost of insuring.

[SportsCoupeRich]

To buck a trend I am pleasantly surprised by the quote I have just received (and have not shopped about yet).

Admiral multi car.

The basics:

2 cars - brand new c63 estate, 2 year old Mini One Clubman.
2 drivers - c63, me (30 yr old, company director). Mini - me and SWMBO (29 yr old, self employed musician).
NCB - c63 - 12 years. Mini - 0 years.
Values - 55k, 5k.
Both parked on the street overnight without assigned bays.
Fulham/Chelsea border
5000 mpa C63, 8000 mpa Mini.

£1025 for the pair. Pretty good I thought.

Thoughts?

 

[markjay]

Very cheap for a street-parked high-performance car in Central London.

I pay a tad under £1k for two cars, but the Merc is a lowly C180, and the wife and I are both over 50.

Good price indeed.

 

[R2D2]

I've just insured my c350 for less than the cost of the road tax!

 

[A-AvantGarde]

That does sound very good for Central London, your ages and the fact that the 63 is brand new...

Our car is with Admiral right now and now I've given the company motor back I'll try them as a multi-car policy when I source a replacement car.

 

[8maverick4]

Just shopped about for my C250 on order. First quote without trying is 2/3 cheaper than my previous equivalent model 3 series.

Shhhhhh.... Before the insurance companies realise!

 

[Davidkn]

Good quote, although I'd have to be very desperate to go with the admiral group again, bunch of crooks!

They penalise you for glass damage on renewal (and yes you are required to disclaim it if you've had any) and they screw you over for a non fault claim, even one which wasn't even pursued and no money was paid out by either party in the end as it was dropped.

I just insured the slk with direct line and they want a tracker fitted, didn't say they needed that when I did a quote online, but when going with the policy it's a stipulation, also they want proof it has an immobiliser, which is crazy as they are standard, but they still want proof.

I was considering a tracker anyway, so this just made my mind up for me.

 

[ksten]

Looks like a good quote for your circumstances.

We've not taken up the multicar option for the last year or two as it has made so little difference that we'd assumed we could probably do better by shopping around on the second car. However, this year, the multicar on the C63 that we have just got made £160 difference and the quote for our second car (In approximately six months time) was also cheaper than we currently pay. I was pretty happy with that. We'll see what happens this time next year.

As for Admiral being a "bunch of crooks", I've got no experience of needing to use them (fortunately). I have needed to be involved with two insurance claims over the years, with different companies, and I definitely felt that neither exactly had my best interests at heart! So now I simply avoid them (As it sounds like you are doing with Admiral) and go with the cheapest quote, for the level of cover that I need, from companies that I have at least heard of.

 

[MOLESEY99]

I've started a 2 car search for my c220 cdi estate and a 96 w124 220 cabriolet and Admiral has come up with £815 for the pair, both parked in private drive in a low crime Surrey area

 

[R120]

That's a great quote.

I have multicar with Adniral too - 98 C43 valued at 5k, 99 c220 sport wagon valued at 12k.

Parked on street in Battersea, self employed, 33 years old, wife 30, no points for either of us and 2 years NCB on the C43.

£630 fully comp.

When I had an S4 valued at 40k and lived in Fulham aged 30 it was just over 2k!

Have found having wife on insurance knocks a fair bit off.

 

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[Darrell]

That's a great quote.

I have multicar with Adniral too - 98 C43 valued at 5k, 99 c220 sport wagon valued at 12k.

Parked on street in Battersea, self employed, 33 years old, wife 30, no points for either of us and 2 years NCB on the C43.

£630 fully comp.

When I had an S4 valued at 40k and lived in Fulham aged 30 it was just over 2k!

Have found having wife on insurance knocks a fair bit off.

Is a 99 c220 sport wagon really worth 12 grand yet a 98 c43 is worth less than half.

 

[John]

They penalise you for glass damage on renewal (and yes you are required to disclaim it if you've had any)

I had glass damage repaired and heard nothing more at renewal from them...

Mind you, Direct Line said they wouldn't insure my car with a modified stock exhaust, but happily insure other member cars on here with the same.

They're all full of ****.