Spinal
MB Enthusiast
- Joined
- Sep 14, 2004
- Messages
- 4,806
- Location
- between Uxbridge and the Alps
- Car
- x254, G350, Duster, S320, Mach1, 900ss and a few more
Not true at all. I don't!
Are you insured to ride your bike on a public road? I.e. if you trip and land on my stationary/parked car, would your insurance company pay for the damages or would I need to claim for vandalism on my insurance?
Similarly, if you're riding down a steep hill/mountain, your brake lines snap and you hit a pedestrial carrying a baby, will your insurance cover the medical bills and damages? (don't laugh, it's happened to me... I've got stitches to prove it where the handlebar when through my leg)
Similarly, if you are a competitive cyclist and you go over the speed limit (20mph in my area, so quite easy) - do you have plates that the ANPR camera will detect and fine you for?
Or if you're on the A40, and as you pass a car you whack off the side mirror (again, one I've seen happen), will your insurance cover the damages? If you do a hit and run, can the driver of said car note down your plate and call the police for the hit and run?
Many bikes cost several thousand pounds, and are true feats of engineering. The have more gears than I care to try to use, hydraulic suspension, disk brakes... truly spectacular bits of kit. Of course, I'm sure that every single bicycle on the road is well maintained and in safe and roadworthy condition. As such, I'm also sure that all cyclists do an annual safety-check... oh, lets just call it an MOT? Which of course, needs to be done by an impartial third party...
Don't get me wrong, I'm a cyclist too.. I have two bikes, which I drag out every summer... but I don't feel that as things stand, we have the infrastructure, culture nor laws to cope with cyclists on the road.
M.