I need some advice on a claim that just won't go away.
In 2008 a car changed lanes on a roundabout and side-swiped me. Despite admitting liability at the time, the driver (or their insurance company) then claimed it was my fault. I got a lot of really good advice from forum members at the time, but my case was sabotaged by the fact that my insurance company at the time, Aviva, admitted liability without consulting me or even taking into account my version of events. I was quite happy to take it to court and argue my case, but I then found that no solicitor would take me on because my own insurance company had admitted liability. I wrote two letters of complaint to Aviva, neither of which received an answer. In the end I just changed companies at renewal time, and put it behind me.
Now, three years later, I come home to find a large letter in the post from a solicitors in York. It is a claim form, dated May 31st, which is for "damages arising out of a road traffic accident dated 24th July 2008", it which it is claimed that their client suffered soft tissue damage to his shoulder, and expects to recover not more than £15,000. There is no covering letter, just a photocopy of "response pack" which says if I do not file an application to dispute within 14 days judgement may be entered against me: the thing was not even posted until yesterday, 6 days after the supposed issue date.
Never encountered anything like this before, and I'm in a bit of a panic. I had fully comprehensive cover, so surely it should be Aviva dealing with this? Just phoned them, but they were completely unhelpful and said they had not idea what it was about, and that I need to contact the solicitors who issued it. What do I do?
In 2008 a car changed lanes on a roundabout and side-swiped me. Despite admitting liability at the time, the driver (or their insurance company) then claimed it was my fault. I got a lot of really good advice from forum members at the time, but my case was sabotaged by the fact that my insurance company at the time, Aviva, admitted liability without consulting me or even taking into account my version of events. I was quite happy to take it to court and argue my case, but I then found that no solicitor would take me on because my own insurance company had admitted liability. I wrote two letters of complaint to Aviva, neither of which received an answer. In the end I just changed companies at renewal time, and put it behind me.
Now, three years later, I come home to find a large letter in the post from a solicitors in York. It is a claim form, dated May 31st, which is for "damages arising out of a road traffic accident dated 24th July 2008", it which it is claimed that their client suffered soft tissue damage to his shoulder, and expects to recover not more than £15,000. There is no covering letter, just a photocopy of "response pack" which says if I do not file an application to dispute within 14 days judgement may be entered against me: the thing was not even posted until yesterday, 6 days after the supposed issue date.
Never encountered anything like this before, and I'm in a bit of a panic. I had fully comprehensive cover, so surely it should be Aviva dealing with this? Just phoned them, but they were completely unhelpful and said they had not idea what it was about, and that I need to contact the solicitors who issued it. What do I do?