A couple of travel insurance comments on this thread, so here goes…
We have a joint Nationwide Flex plus current account, for which we pay £13 a month, but we get free travel insurance with it, paying £65 because we are both over 70. Existing medical conditions are charged for as well, eg £56 for Mrs B’s record of a couple of nocturnal seizures. This is for world wide inc cruises. (We have had to claim)
But for this, we also get free mobile phone insurance thrown in.
And personal (ie any car we are in) AA breakdown cover. (We have had to claim)
So this year it cost 12x £13 (£156) plus the 65 and 56, total £277.
And I was able to cancel my RAC cover, saving £179. So nett £98.
I am sure other offers are available…
I have no connection with Nationwide, other than as a customer, in fact our main current account is with another bank!