Why so cheap??

[Bobby Dazzler]

That spec is not an option for Tesla model 3's on UK Autotrader. A Rare spec?

Sorry I don’t have any sales breakdowns by model line.

 

[markjay]

EDIT

 

[ChipChop]

Sorry I don’t have any sales breakdowns by model line.

Standard plus spec appears to have been the base Tesla model 3 for the UK. Insurance group 48.

 

[Bobby Dazzler]

Standard plus spec appears to have been the base Tesla model 3 for the UK. Insurance group 48.

I noticed that you mentioned the AutoTrader earlier so I looked there first, and the first one that came up was this one.

 

[ChipChop]

I noticed that you mentioned the AutoTrader earlier so I looked there first, and the first one that came up was this one.

View attachment 162261

Link to the actual car for sale on AT would be useful.

 

[Bobby Dazzler]

I noticed that you mentioned the AutoTrader earlier so I looked there first, and the first one that came up was this one.

View attachment 162261

PS It’s this car if you would like to independently verify.

 

[ChipChop]

PS It’s this car if you would like to independently verify.

A new car with a lower insurance group.

 

[markjay]

I need to check that the insurance premiums will be affordable when we put our 19 year old daughter with her 2 years of NCB on as wifeys named driver.

ChipChop may have a point, that the Tesla is exceptionally expensive to insure. I always thought that a car's insurance group rating depended on engine power, with the 'desirability' among car thieves being the second factor, but it may be the case that the cost of repairs is indeed a significant factor as well, I do not know. Unless you're particularly keen on a Tesla, I suggest that you look at other EVs that are cheaper to insure. The cheap-and-cheerful (and much slower) Dacia Spring is Group 24-25, the faster MG4 is 27-33, etc. But, again, I have no idea why the Tesla is particular is expensive to insure.

EDIT - The Hyundai IONIQ 5 starts at Group 29 (same group as the W204 C-Class I used to have).

 

[markjay]

Interestingly, my 2016 Suzuki Vitara with the 1.6L NA 118bhp engine is group 13. A Year later the 1.6L engine was replaced with a more frugal 1.4L Turbo 138bhp engine, and the insurance group jumped to a whopping 17 - the cars are identical, the only difference is the smaller and more powerful engine introduced in 2017, bringing the 0-60 time down from 11.6 to 9.9 sec.

Based on this, it does seem that performance and engine power are key factors in insurance group rating.

 

[markjay]

From https://www.moneysupermarket.com/car-insurance/groups/

 

[ChrisPDuck]

It looks like the group rating system is soon to be replaced by the 'Vehicle Risk Rating'.

Vehicle Risk Rating - Thatcham Research

Transitioning from Group Rating to Vehicle Risk Rating The current 1-50 Group Rating system, which assesses vehicle risk based on...

www.thatcham.org