If it helps anyone out there I can say:-
* Timing chain snapped despite full service history and running the car from new with Mobil 1 fully synthetic oil (at 110,000 miles);
* There was no warning and when it snapped there wasn't any lound bang or any noise at all;
* Only way to tell for certain what was wrong was to take off the rocker cover;
* My car was a March 2000, A140. having investigate the cost is beyond economic repair.