Noise basically. The duplex chain setups [if adequately lubricated] like yours last forever- it tends to be the chain guides or tensioner mechanism that goes before the chain itself.
The scenario might go thus- you are driving along without a care[ the stereo turned up a bit to drown out the engine noise] when suddenly you get what is described euphemistically as " sudden mechanical noise" Put in layman's terms this is a signal the engine is broken. Your car is recovered to a) the local MB agent ---where spotty face youths gather round it in the workshop amid whispers of " I never dreamt they made cars like this" before wandering off to play on their Star machines again.
or b) your local diesel engine specialist-- where grizzled men in oil soaked boiler suits will suck breath through their teeth and hold back the tears while shaking their heads
the moral of the story being ---- with a chain change the oil regularly----- with a belt change the belt frequently---- not forgetting all the little gismos associated with them too -------and everyone lived happy ever after.