Ok, This is a little complicated....
My Dad has a car which is insured on his name. It's a Lexus GS450h and I believe it is a group20 car.
I'm 22 and want to borrow his car for a couple of weeks in the summer. His insurance company will not allow me to get insured as I am too young. I have looked at a couple of ways to get insured:-
- "Temp car cover".. Problem with this is that I cannot find any insurance company to give me cover for a group 20 vehicle!!...
- Take out a new policy when I need the car and then cancel the policy and pay them the time I've used it!...
So I need some questions answering.
1) Does anybody know of a company that will provide temp insurance cover to a safe and responsible 22 year old
in a group 20 vehicle???
2) If I were to go for the second option, Is it illegal to have the vehicle insured twice under different policies?.. In this example, the car would be insured under my dad's existing policy and the new policy that I would take out??
Cheers
My Dad has a car which is insured on his name. It's a Lexus GS450h and I believe it is a group20 car.
I'm 22 and want to borrow his car for a couple of weeks in the summer. His insurance company will not allow me to get insured as I am too young. I have looked at a couple of ways to get insured:-
- "Temp car cover".. Problem with this is that I cannot find any insurance company to give me cover for a group 20 vehicle!!...
- Take out a new policy when I need the car and then cancel the policy and pay them the time I've used it!...
So I need some questions answering.
1) Does anybody know of a company that will provide temp insurance cover to a safe and responsible 22 year old
in a group 20 vehicle???2) If I were to go for the second option, Is it illegal to have the vehicle insured twice under different policies?.. In this example, the car would be insured under my dad's existing policy and the new policy that I would take out??
Cheers
