Classic car insurance

[RSTurbo50]

Shortly buying a w204 c63 on an 11 plate and will be used as a second car doing approx 5k miles per annum. Any recommendations for classic car insurance?

 

[Tonye]

I wouldn't call it a classic.

 

[Will]

Try Peter Best - they used to offer modern classic policies from 5 years on.

Back in my 20s I had my 2001 CLK55 AMG insured on a modern classic policy with them (car was 7 years old at the time), was around £300 PA IIRC.

Otherwise look at multi car - might not be as expensive as you think (dependant on the usual age/risk/area/occupation type stuff!)

 

[RSTurbo50]

Try Peter Best - they used to offer modern classic policies from 5 years on.

Back in my 20s I had my 2001 CLK55 AMG insured on a modern classic policy with them (car was 7 years old at the time), was around £300 PA IIRC.

Otherwise look at multi car - might not be as expensive as you think (dependant on the usual age/risk/area/occupation type stuff!)

Tried them they wanted over £5000 lol

 

[Bobby Dazzler]

Tried them they wanted over £5000 lol

Have you asked if they will “mirror” your no claims discount on to the additional car?

 

[optimusprime]

Insurance company wont insure it on a classic insurance ...you could try a Cherished ins .

 

[slade1]

Classic car insurance usually won't insure if it's your primary car to use every day.

 

[optimusprime]

Your right they asked me if i had another daily driver , i said yes .The W124 is on cherished ins with only 3000 a year miles . The insurance company would not put me on to a classic ins its not old enough and she is 35 years young

 

[slade1]

Try a different classic car insurance company.

 

[BTB 500]

True classic policies usually don't have NCD, so if you've earned this on another car you can't use it and it will be lost after 2 years. As above you can sometimes mitigate this with a bit of haggling, but it's something to be aware of.

My SL is 27 years old now and I keep it on a standard policy. With a low annual mileage and full NCD the insurance is pretty cheap.

 

[MikeInWimbledon]

Aviva is worth a look for its multi-car coverage. (They were competitive for multiple decade old Group 50 vehicles)

Whether it's a good fit depends on your risk profile.

 

[ToeKnee]

Aviva were very good for my multi car policy until I modified my SL, wouldn't touch me then.

 

[Spider10]

As far as I know No insurance company will insure it as a classic it's only 13 year's old the best quote (C63s) which I went with was Tesco's with 5k miles cost's me £500 with 2 year's no claims which I got off the SLK55 AMG

 

[slade1]

True classic policies usually don't have NCD, so if you've earned this on another car you can't use it and it will be lost after 2 years. As above you can sometimes mitigate this with a bit of haggling, but it's something to be aware of.

My SL is 27 years old now and I keep it on a standard policy. With a low annual mileage and full NCD the insurance is pretty cheap.

With classic car insurance you can get a value guarantee, if written of in accident you get the amount £££££ you insured for.

 

[Monkeylegend]

A Plan, or Howdens as they are now called, insured my SL on a modern classic insurance and mirrored my no claims bonus for a very competitive rate so might be worth a call.

 

[Spider10]

With classic car insurance you can get a value guarantee, if written of in accident you get the amount £££££ you insured for.

Most insurance companies have an option for agreed valuation on a low annual mileage car Adrian flux charge £70 extra for it and my tesco insurance its actually part of the policy you just have to ask about it Hopefully ill never need it