Sand and deliver My nephew had his car damaged by a Middle Eastern Gentleman driving a McClaren Mercedes. The incident happened on a Saturday afternoon outside Harrods in Knightsbridge. The MIG reversed into my nephew’s Audi, clipping the wing as my nephew drove past. My nephew stopped, and the MIG left the car and walked into Harrods. The MIG’s flunky was left to deal with my nephew. When my nephew asked for insurance details he was told the MIG does not have car insurance, but he has his own insurance. My nephew was given the address of Coutts Bank and a man’s name to send the car repair bill to. My nephew reported the matter to the police and was told by a senior police officer, that the MIG had in fact posted a bond with Lloyd's of London and was not required to hold conventional motor insurance. The police officer said it was common for very rich foreigners to do this. Have you ever heard of such a thing before? My nephew send a estimate to the bank, as instructed, and the next day a motor cycle courier delivered a package containing the money quoted in the estimate, to my nephew’s home in Surrey. BA, Ockley Interesting story, with a happy ending. He got paid, and didn't have to involve insurance and therefore won't see his premium rise next year (insurance now rises for any claim regardless of blame). Apparently the cars of footballers of a certain team are owned by overseas companies and somehow insured by an overseas company for the footballers use in the UK. Any camera violation or any when they are not actually stopped (and how do the police stop a 190mph car?) goes to the overseas company and the footballer gets no points.