every person i know who has or had a bike has been hurt to some degree or another
I was lucky to only ever come off mine once - ironically at less than 20 mph !
Descending a hill on a country road that had been recently spread with loose chippings and a sharp right bend at bottom of hill - I saw hazard and slowed right down , but those chippings might as well have been sheet ice and the back wheel went out from under me , I just sort of stepped off the bike and let it go into the side of the road before picking myself up .
Although I had leather jacket and gloves , somehow gravel got inside my sleeve and did a good job of grazing my arm . Broke the right front indicator , right mirror and front brake lever .
Could've been a lot worse .