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How much do you pay for insurance

L:V, £170 fully comp, protected no claims for the Merc, £196 for the Honda, same spec.

The difference was explained to me as "if you hit something in the Honda, it will stay hit".
 
£560.
Just got my licence back after a 6 month ban (points totted up to 12) which is why it's so high. Otherwise would have been around the £250 mark.
 
The difference was explained to me as "if you hit something in the Honda, it will stay hit".

SLK only carries one passenger, CRV carries up to 4 (?). So in the event of having a bad day in the SLK potentially less liability for the insurer vs a bad day in the CRV.

SLK has ESP - does the CRV have a similar system from Honda? If not then the the SLK will be less likely to be involved in a single vehicle accident. So likelihood of a bad day in the SLK may be lower as a result.
 
Around £900 fully comp with protected NCB for my CL500, with my wife as a named driver, both late 20s and with Axa. I have 7 years no claims and do around 6k miles a year.
 
Just paid LV £202 for 2016 model C220 S205 Premier Plus estate. £ 300 excess
Had a quote from Hastings via the meerkats but decided to stick with LV as have house insurance with them also.
 
£148 on the SLK last month, I can live with that.

Keep up with the payments all you high risk boys, the insurance companies need you to subsidise my cheap premiums.
 
I could live with that. It's £12 less than I pay per month. :(

The most I've paid was £465.









A MONTH.
 
OK, this isn't my premium, but a new quote for my daughter who has yet to pass her(practical) test and is buying some brand new Vauxhall for about £7k with an engine the size of a sewing machine. She is 25yrs old.


Hastings Direct will insure her, a provisional licence holder with her mother as a named driver for £458 fully comprehensive for the year!

I've seen the quote and can't believe its so cheap.:dk:
 
OK, this isn't my premium, but a new quote for my daughter who has yet to pass her(practical) test and is buying some brand new Vauxhall for about £7k with an engine the size of a sewing machine. She is 25yrs old.


Hastings Direct will insure her, a provisional licence holder with her mother as a named driver for £458 fully comprehensive for the year!

I've seen the quote and can't believe its so cheap.:dk:

I don't know if 25 still counts as young, but I know teenager's premiums goes up dramatically when they pass their test and can drive on their own.
 
I don't know if 25 still counts as young, but I know teenager's premiums goes up dramatically when they pass their test and can drive on their own.

This is the case. When she passes her test, the premium is expected to rise to £910pa. For a brand new car, albeit a 1lt Vauxhall, I think that's pretty good.
 
Rory said:
I don't know if 25 still counts as young, but I know teenager's premiums goes up dramatically when they pass their test and can drive on their own.

Looking at tiny cars for my 17 year old - £800 with named provisional driver, rising to £2k+ once she passes her test (Fiat 500/Fiesta/Up!). They only want £5k to insure her with a full licence on Mrs ShinyF1's Mini Cooper (again, adding her just as a learner not expensive)! Needless to say the new driver will be keeping her driving shoes to herself for the first year after she passes....
 
£712 for mine last year. Gone up to 1k with the same firm. So much for 40 years of no claims.
 
It's interesting seeing some of the mileage limits. An insurer told me that sometimes by asking for a low limit the premium can actually be more than going for 6000-7000, reasoning was that as you use the car less, you'll be less familiar with it and so more of a risk.
I had this experience a week ago at renewal, quote with AA for up to 8000 miles £440 and then thought that I could need more miles per year during the conversation with Agent asked how much for 9000 - that will be £60 less a year Sir.
 

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