I phoned my insurance company this week to see if they could do a better deal on my multi car policy renewal and before offering me a loyalty discount the calls agent went through the detail of every car.
He asked about removing business cover on the first car and I explained that the flexibility was worth the small extra premium, but he asked on the next two too.
When he asked again on the fourth car I suggested that he removed it to see what the difference was. He then then said, “you’re right it’s only removed £6”.
He suggested reducing the mileage and market on each car too, and when I suggested that he try it on the fourth car, they barely made a difference too.
He didn’t bother asking thereafter.
Interestingly the only real reduction was to remove my wife as named drive on the most expensive car, and that knocked £137 off a £437 premium. I declined that too.