Insurance is a JOKE

[ToeKnee]

Renewal through today, two cars with no changes except everything a year older, my SL had gone up from £238 to £322 and a 10 year old 1.0 Micra had gone up from £105 to £178 a 60% increase! Phoned to ask why and was basically told take it or leave it.

 

[AMGeed]

Renewal through today, two cars with no changes except everything a year older, my SL had gone up from £238 to £322 and a 10 year old 1.0 Micra had gone up from £105 to £178 a 60% increase! Phoned to ask why and was basically told take it or leave it.

Any wonder some drivers, (mainly the younger ones with huge premiums) are willing to risk driving with no insurance?
An APNR will get them eventually, probably sooner than later, but I can see why they take that chance.
It can't be any coincidence that some insurers now pay out in the even of being hit by an uninsured driver.

 

[Fastcar155]

Hi , insurance premium has increased on my car has from £550 to £770.

I think that 40% increase.

 

[AMGeed]

Hi , insurance premium has increased on my car has from £550 to £770.

I think that 40% increase.

I think you'll find that is a 20% increase, not 40%

 

[ToeKnee]

I think you'll find that is a 20% increase, not 40%

The increase is £220 which is 40% of £550. Try £550 plus 40% on a calculator.....

 

[AMGeed]

The increase is £220 which is 40% of £550. Try £550 plus 40% on a calculator.....

Oops.
I did 10% of £550 is £55 and still got it totally wrong
I'll give myself a damn good thrashing later!

 

[ToeKnee]

Oops.
I did 10% of £550 is £55 and still got it totally wrong
I'll give myself a damn good thrashing later!

Easy mistake to make Roger.

 

[AMGeed]

Easy mistake to make Roger.

Hmmm.
A dumb one I'd say.

 

[Fastcar155]

Hi , well team all I know the price has gone up.

 

[HappytalkAgain]

I'll give myself a damn good thrashing later!

Ooooooooh Matron.

 

[ALFAitalia]

Son in law had his renewal through yesterday for his Honda Step wagon, written off thanks to an idiot last month

Bike, not Car | Driving/Incidents/Roadrage

Apologies as its not Mercedes related, but had to post this. Never seen anything like it. Enjoy:oops:

forums.mbclub.co.uk

Adrian Flux, his broker, have invited him to renew later this month for the sum of £2600. Last September it was £600.

So not only is he being penalised for a no fault collision, his van is written off, he has been offered £300 less than he paid for it, although he is still being asked to pay £400 excess. As is natural when your down on your luck, to buy a similar van right now would find him having to pay over £2k more than the pay out.

Apart from politicians, the insurance industry must be one of the most morally corrupt institutions in the UK.
Quick to take your money, slow to pay out on claims, low ball offers below the value of the claim.

That's probably because the other claim has not been settled yet........They will be pricing that with no NCB.....a common problem when the renewal comes with the claim still in process. I had the same when a lady destroyed my bike. ....a huge renewal. But as soon as the claim was settled and, more importantly, blame decided I got my money back and my NCB reinstated.

 

[StMarks]

......I had the same when a lady destroyed my bike. ....a huge renewal. But as soon as the claim was settled and, more importantly, blame decided I got my money back and my NCB reinstated.

For interests sake.: Did you need to chase that up, or did the insurance company "suddenly & out of the blue" send you a big fat unsolicited refund ?

 

[Spider10]

If they paid a refund your lucky afew years back i contacted my insurance of a possible claim as someone reversed into me on a test drive and my insurance went up but there was never a claim ,it never went back down until the renewal

 

[ALFAitalia]

For interests sake.: Did you need to chase that up, or did the insurance company "suddenly & out of the blue" send you a big fat unsolicited refund ?

They phoned me to say the case was settled (she pulled out in front of me and was done for dangerous driving so there was never much doubt!!!).....it was Swinton Insurance......I would have chased them if they hadn't though.

 

[ToeKnee]

I had a really bad experience with Swinton insurance once, never again!

 

[ALFAitalia]

I'm sure you could fine someone with a bad tale on every insurance company you could think of. They were always very competitive price wise on my bikes....but rubbish on cars!!

 

[Fastcar155]

Hi , well I have tried to obtain a quote from A Plan ( they have changed there name ).

Travel Insurance : Given a phone number in Surrey to call. Continually engaged

Property Insurance : Given a phone number in Northampton and still waiting for return call.

Car Insurance : Telephoned local branch yesterday , spoke to a person , not his department but will ask the manager to call me back. No suprise that I am still waiting for the call.

 

[Fastcar155]

Hi , At a rough estimate my C207E400 will cost me £5 per day just to stand on my drive and not use the car.

Insurance £750
Car Tax. £300
Service. £500

I have not applied petrol , deprecation etc etc !

Mrs Boyband and myself won't go out as much in the car , less visits to the pub , cutting back on food.

Cutting back on charitable donations , cutting out UK holiday breaks.

The bank of mum and dad has increased its opening hours for new customers.

Malvern has a good disposable income yet the cafe's, pubs and our local theatre are struggling.

 

[Bobby Dazzler]

Hi , well I have tried to obtain a quote from A Plan ( they have changed there name ).

Travel Insurance : Given a phone number in Surrey to call. Continually engaged

Property Insurance : Given a phone number in Northampton and still waiting for return call.

Car Insurance : Telephoned local branch yesterday , spoke to a person , not his department but will ask the manager to call me back. No suprise that I am still waiting for the call.

I have only ever spoken to someone from A-plan once and that was this afternoon and the person I spoke to was excellent and the premium was great too.

The price was very reasonable so I’ll get quotes for them some other cars which are on a multi car policy to see if it’s a one-off on the car they’ve insured today.

 

[AMGeed]

That's probably because the other claim has not been settled yet........They will be pricing that with no NCB.....a common problem when the renewal comes with the claim still in process. I had the same when a lady destroyed my bike. ....a huge renewal. But as soon as the claim was settled and, more importantly, blame decided I got my money back and my NCB reinstated.

Even with protected NCB?
Nothing good seems to come out of Adrian Flux in my experience.