I posted on here in July about an incident I had. Going straight ahead at a roundabout, when driver in left hand lane decides to go right, and drove straight into the side of me. At the time, he appologised twice for driving into me, which I took as an admission of liability, and we all assured each other than there were no injuries. It was all very civilised, with no arguements or raised voices. A car did pull up, and spoke to him rather than me, but drove off, so there were no independent witnesses. I now believe that this driver was offering to be a witness, but he declined her offer, because he had an agenda.
Reported it immediately, although experienced a lot of trouble getting my insurance company (Norwich Union) to get moving and do anything. I then found out that he had was now saying we changed lanes and caused the accident, and he is also trying on a personal injury claim, pretending to have whiplash
. Utter rubbish, as we were doing about 20mph, and the angle at which he hit us would not be consistent with this. Obviously a rather dishonest individual, but I know that lots of people try it on in these situations. My car was fixed (and now sold), and I have a protected no claims bonus, so if he gets away with it, my only real loss will be the £350 excess I had to pay for the repair.
I did get a letter saying the uninsured loss recovery people were on the case. How long would be a reasonable amount of time to wait before chasing this up? I suspect, in the absence of independent witnesses, the insurance companies will go for a 50/50, although if I can get my excess back, it would be nice.
Reported it immediately, although experienced a lot of trouble getting my insurance company (Norwich Union) to get moving and do anything. I then found out that he had was now saying we changed lanes and caused the accident, and he is also trying on a personal injury claim, pretending to have whiplash
. Utter rubbish, as we were doing about 20mph, and the angle at which he hit us would not be consistent with this. Obviously a rather dishonest individual, but I know that lots of people try it on in these situations. My car was fixed (and now sold), and I have a protected no claims bonus, so if he gets away with it, my only real loss will be the £350 excess I had to pay for the repair. I did get a letter saying the uninsured loss recovery people were on the case. How long would be a reasonable amount of time to wait before chasing this up? I suspect, in the absence of independent witnesses, the insurance companies will go for a 50/50, although if I can get my excess back, it would be nice.
. That wasnt to persue a claim although, once it did help me because I was very much "unwell" but, the plot was to get an independent on site and take statements. Might be seen as wasting police time over a trivial matter (to them or other members of the public) but what the heck, you pay your taxes? and I've never been stuffed so to speak.
One bloke, who pulled out of a junction and went into the back of me while I was giving way to another car, even had the bottle to say that he was stationary and that I reversed around the corner into him. Similar scenario of trying on whiplash, and enormous charges for hiring a car for two weeks while his was fixed. He even tried to claim £50 for the time it took him to fill out the claim form. Went to court, he lost, and ended up paying for a new back bumper on my car. I suspect my insurance company would not have pursued that so rigorously had he not been trying to claim for loads of extras. As the current guy is clearly trying a similar strategy, they might look into it properly. But maybe not.
