Another Speeding Thread

[MD5]

It is the offence code, rather than the three points, that will load your policy cost. Jumping a red light is more serious than, say, an SP30.

Once the masses started gaining speeding points after the advent of fixed cameras, and insurance companies started rubbing their hands at the loading of premiums, Norwich Union came out with a good idea of loading your excess, rather than policy cost, which was innovative at the time, and now a lot of companies aren't bothered up to six points for speeding.

 

[st13phil]

...and now a lot of companies aren't bothered up to six points for speeding.

The logic to loading the premium is that by having amassed points on your licence for speeding you represent a greater risk to the insurer. The fact that, as you say, many companies ignore up to six points for speeding speaks volumes about how much of an increased risk their statistics imply such a driver is.

 

[BTB 500]

80 mph recorded speed is a bit unfortunate as the ACPO guidelines recommend no fixed penalty below 79.

 

[gbjeppm]

80 mph recorded speed is a bit unfortunate as the ACPO guidelines recommend no fixed penalty below 79.

Agreed Bill, but at the end of the day I was speeding and got caught

I can moan, which I have been doing on this thread, but not a lot I can do about it, apart from be more careful

 

[Baron_Samedi]

I wish the insurers I use ignored the first three points....

And separately, ignore the fact that I had two no-fault accidents .

My insurance soared on these three facts.

 

[verytalldave]

Coming up the A20 the other day just past The Dutch House public house near Eltham, their was one of our boys in blue standing on the central reservation doing his impression of Roy Rogers with a speed gun.
First time I have ever seen one in use.
Luckily doing about 38mph in 40 zone so OK.

For those old enough to remember that stretch of road was nicknamed "The Mad Mile". The reason being it was a popular pastime amongst the local 'ton-up' bikers in the area to put a record on in the pub's juke box, run out to their bike, start it up and race up to the traffic light lights and back again - before the record finished.
Bearing in mind tunes back in the late 1950's only lasted 2 minutes at the most, its was a risky hobby and many didnt make it back.
How times change...........................

 

[Rovinghawk]

obliviously would have been more dangerous.

Obliviously it would.

RH

 

[IanA2]

Might be for you but not for a young driver like myself. Compared on confused.com and apparently 3 points will cost me 100 quid next year.

Got a ticket last month (my first in 4 years of driving) for going through a red light "after the red light was on for 0.6 Seconds"

That's not a speeding ticket.

 

[MD5]

I was caught doing 80 in a 70 on the A419 dual carriageway, last Sunday afternoon, by a mobile speed camera van sitting on an overhead bridge.

I looked at the photographic evidence, and yes its me, no other cars in the frame at all....the road was completely empty, it was dry and bright. For the conditions I was driving completely safely.

The logic to loading the premium is that by having amassed points on your licence for speeding you represent a greater risk to the insurer. The fact that, as you say, many companies ignore up to six points for speeding speaks volumes about how much of an increased risk their statistics imply such a driver is.

I would say that insurers have taken a pragmatic view. A speeding offence such as the OP's doesn't mean someone is statistically more likely to have an accident. The proof of the "risk" would be when you have an accident, at which point you will pay your loading with a higher excess, and not in advance of a possibility.

 

[fumiyasu]

That's not a speeding ticket.

yea well I just kinda wanted to rant about it... but tht sort of proves the point more since I don't even have a speeding ticket... It's not like I was purposefully jumping a red light, it's more of a green turning red as I pass and stopping would have been a rather hard to do... I think they should have allowed more for reaction time...

in fact, thinking about speeding, if I had been speeding, I would have made the 0.5 second cut off time and would not have gotten a ticket...

 

[oldcro]

it's more of a green turning red as I pass and stopping would have been a rather hard to do... I think they

Don't all traffic lights in the Uk go from green to amber then red? If yours did not show AMBER I would have contested the fine.

 

[fumiyasu]

Don't all traffic lights in the Uk go from green to amber then red? If yours did not show AMBER I would have contested the fine.

I am quite sure it would have shown amber...

well like I said in the first post, I don't even remember when it happened... but the quoted 0.6 seconds made me a bit annoyed since it would have been still somewhat only 2 second or something including amber? and I am definitely not the type that tries to squeeze through every traffic light in amber, in fact I usually slow down so much that feels like I am waiting for it to turn red if you know wht i mean.....

 

[Spinal]

I am quite sure it would have shown amber...

well like I said in the first post, I don't even remember when it happened... but the quoted 0.6 seconds made me a bit annoyed since it would have been still somewhat only 2 second or something including amber? and I am definitely not the type that tries to squeeze through every traffic light in amber, in fact I usually slow down so much that feels like I am waiting for it to turn red if you know wht i mean.....

From what I know - the amber light MUST show for at least 3 seconds between a green and a red... any less and the fine is invalid...

M.

 

[BTB 500]

Yup you have 3 seconds of amber

AMBER means ‘Stop’ at the stop line. You may go on only if the AMBER appears after you have crossed the stop line or are so close to it that to pull up might cause an accident

Full contents : Directgov - Travel and transport

If you can't stop in 3 seconds you were approaching the junction too fast.

 

[jonathan]

i've been told by the guy that MOT'S my vans that there is a guy that will contest your speeding ticket for you in court and prove that they are not accurate apparently he is one of the two men that originally designed the speed camera system one of which said it was accurate and the other said it wasnt accurate enough. anyway apparently it costs 500 pounds for him to represent you but when he win's you get all your expenses back as you have been proved innocent. my MOT guy has done this four times and got off all times. im only going on his word but he isnt the type to made things up. if you want the number let me know and i will go and see him for you.

about a year and a half ago i was going down the M4 by Bridgend Junction 35 and i seen the white van on the bridge i carried on my way to cardiff to do a small job and on the way back i was held up in a traffic jam i went round the corner where the van was on the bridge and there was two cars smashed up just before the bridge and the guy in the van on the bridge who caused the accident was packing his things away as nobody could speed anymore. speed cameras dont save accidents they cause them. how can they do there job i couldnt take being hated by so many people.

 

[Baron_Samedi]

Have you got his number?

 

[The G.F.P]

that will go towards training the police & buy bigger batons for their next kettle'ing job

 

[jonathan]

Have you got his number?

i'll go and see him tomorrow and post it around 7ish when i get in

 

[Ian_Mac]

Got to agree with Lewyboy as well, the vans on bridges do seem more prevalent at weekends.... not a coincidence I think....

They had one on the A470 just before the Abercynon turn off and it was well before 7am on a Sunday morning. The only traffic on the roads were our vehicles going to a Commissioning. I struggle to see how it's safety related at that time of day on a Sunday.

 

[lil.smartie]

Wiltshire DO offer courses for 60 zones too, Paul's got one after being caught one sunny sunday afternoon on the A36 (69 mph in a 60!)

Hope you get one too, IIRC they do them in Swindon, Salisbury & Bath.

Kate