Insurance is a JOKE

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170 miles away from me 😳
 
Well, it's in from Admiral.....

Was £2,000 (4 cars and the house)
Now £2,777 (Inc a old Corsa to newer Astra, but no claims and NCD increased on 2 daughters cars)

+38%!

There goes my Sunday morning.....
 
We seem to have been fortunate, the Range Rover, X1, and the MX5 are on a combined policy and that was £1095 for this year.

Our postcode probably helps.
 
That’s sounds like a bargain 😮
The MX5 is on a restricted mileage policy of 3000 miles a year plus only 2 out of 3 can be driven at a time.
 
Well, it's in from Admiral.....

Was £2,000 (4 cars and the house)
Now £2,777 (Inc a old Corsa to newer Astra, but no claims and NCD increased on 2 daughters cars)

+38%!

There goes my Sunday morning.....
Renewal concluded, so to follow up

TLDR - Admiral were good on the phone and reduced / discounted their revised initial renewal quote by over 10% as we talked it all through.

I chased 5 car quotes (now I have the SLK) and the house cover for 3 hours on Sunday morning on CTM and MSE - didn't make enough difference due to insuring the SLK with no ncd

I renewed with Admiral on Monday morning after phoning them just after 8am when they haven't yet used their daily discount allowance (this IS a thing!)

£2,000 became a shade under £2,700 (down from over £3k)
That included catering for:
Changing a 2010 Corsa for a 2019 Astra 1.4T
Changing a 2013 Corsa for a 2012 Pug 207
Tweaking some mileage's up and down, and negotiating with them down on usage (for Fostering and other business use)
And adding the SLK 55 as an extra car!

On the a basis the Astra was £250 more, and they have agreed to do the SLK at £350 with lots of intro ncd, despite no claims and the ncd increasing on the daughters cars, it was a fair result in the current world we live in.

Still a helluva lot of money though!
And don't ask about the interest to pay monthly, its madness, but I pay up front.

I have been with them for years now.....
 
Mrs ALFAitalia's insurance came through yesterday for the A Class.....£5 less than last year! So with only about £40 more for mine and £5 less for hers I think we can say that's a result.....especially compared to many on here.
 
Just had the renewal for the SLK from Chris Knott. £207 which is around £20 less than last year. Last month the CLK was renewed for £188 with Saga. Same as previous year.
 
Just had the renewal for the SLK from Chris Knott. £207 which is around £20 less than last year. Last month the CLK was renewed for £188 with Saga. Same as previous year.
WOW!! That's fantastic!! 🙂👍
 
Hopefully the insurance market has settled down
 
So about 18 months ago I had a woman from the water board knock on my door with a broom handle with a plunger on the end. With this highly technical piece of equipment she had diagnosed that we had a leaky pipe under the 18 inches of solid concrete that makes up our garage floor. I told her to jog on and come back with a court order. But had to inform our insurance company just in case. FF to now and our household insurance has gone up from 400 quid to a grand and the excess on escaping water has gone up from 250 quid to 750 quid despite not putting in a actual claim.

Never saw the woman again. Thanks for that......
 
Insurance has been so inconsistent for me. I do wonder what on earth the newly turning 17yo yoofs will do about it - probably wont drive!
 
Those that do, don't insure.

I speak from industry experience, what's always been a feature is an increasing trend, and actually increasing in later 20 and early 30s as it's one bill that goes due to cost of living crisis.

IN10 issuance numbers are the source data
More teenagers are not driving

The Talk about PCP deals being linked to current tax and insurance (repo if they stop buying either) has not progressed as little political interest at the moment and the finance companies hate it as they'll lose money.

Although there could be 'enforced default insurance' those finance providers could buy..... ;)
 
Insurance has been so inconsistent for me. I do wonder what on earth the newly turning 17yo yoofs will do about it - probably wont drive!
Many will need parents to help them out, but sadly I suspect a percentage of them (and many established drivers) will in fact be driving without insurance.

Edit: Fabes beat me to it regarding the uninsured.
 
Insurance has been so inconsistent for me. I do wonder what on earth the newly turning 17yo yoofs will do about it - probably wont drive!
Not 11 year olds any more but son turned 25 this summer, his wife is 25 but passed her test last month, for the past couple of years their insurance (paid on my multi car policy) have been hit with far lower increases than the wife and I. Son was driving an Abarth 595 since 20, swapped for 20 year old Boxster last year, and still easier to insure him than wife or I (we both have clean records too)

On the plus side, my Elise insurance just came in at £150, much the same as last year, and I’ve just added the smart roadster to the multi car for £54 for 7 months
 
Just got a quote for my dad to run the SL500 and nearly fainted 😳
 

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Hopefully the insurance market has settled down
My Dad’s insurance renewal quotes came through this week. They have matching his ‘n’ hers Honda Jazz. Last year they were £152 per car including courtesy car, legal cover, and breakdown cover. This year it’s £132 per car. Seems like a bargain.
 
My Dad’s insurance renewal quotes came through this week. They have matching his ‘n’ hers Honda Jazz. Last year they were £152 per car including courtesy car, legal cover, and breakdown cover. This year it’s £132 per car. Seems like a bargain.
Bargain? That's brilliant! 🙂👍
 

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