Is It A Write Off??

[ADY1983]

Blimey! Double whammy! Sorry again Ady, and I hope Tracy is ok? Lets hope it doesn't come in 3's.....

Thanks Bill, Tracy is fine, I am waiting for the third thing...

Thanks to everyone for your concerns and comments...

 

[ADY1983]

Is this the car that got hit a few days ago? You must have Audi's limited edition 'Magnetic' option!

Hope you get it all sorted quickly, just be persistant with the insurance companies as they can be slow at times. Good luck!

Thanks, Yep same car...

 

[R2e]

I had a similar accident about 10 years ago, sitting at a T junction waiting to turn right, Fiesta approaching from the right, signals left, slows down, I check the traffic the other way, gap, pull out, BANG!!! When I'd got my wits together walked over to find out if the other driver was OK. Guy from the car behind her got there just in front of me and after checking she was OK said to her "You were indicating to turn left...." (in fact the indicator was still indicating). In a somewhat dazed fashion she replied "I changed my mind". The guy agreed to be a witness but the Insurance companies decided it was 2/3rds my fault as I had pulled out in front of her. As my only accident in over 40 years of motoring I was somewhat fed up but I suppose legally they were correct, if the law is somewhat outdated in this respect. I didn't assume she was turning until I saw her slow down, and considering she hit the rear quarter of my car she couldn't have been very awake when she "changed her mind". Still it is a woman's prerogative......................

Never trusted a woman since

 

[glojo]

Thanks John, it might not be a bad idea, she has pass plus but she can be inpatient, I would like to do an advanced course but I don't know how Tracy would take it

Thanks for taking my post in the spirit it was meant. If we read the messages of most folks that have done an advanced course they usually sing its praises. It is never about driving fast, or being aggressive. It is all about being more aware, reading the road, noticing potential hazards etc and of course making safe progress. I have always enjoyed improving my driving skills as I believe it made me a safer driver? (others thought I was loopy )

Regards
John

 

[MangoMan]

I had 22 years of driving on African roads. I think it surpases any advanced driving courses. And talking about noticing potential hazards, drive in Jo'burg for a couple of years! .... lol.

 

[unit504]

i dont think they would write it off - but ive found it all depends on the insurance company - they was going to try and bring my lil bro KA back to life!!!!! but we said hey hang on errrrrrrr i dont think we want it back!!
(lets just say trees dont move - but they do jump out on you lol)

 

[MBManInKen]

Very sorry to hear this - clearly not the best possible week!

I tend to wait even if people indicate but I appreciate it is easy for to make such statements whereas in reality of course it could have happened to all of us. Even the best driver can have a moment of unattentiveness after all.

Hope things get better from here!

 

[Dieselman]

Ady
I think the car will be a write off because there are probably £1200 of parts then the labour.
At least one thing, posting on this forum has possibly taken the emotion out of what you might have said to poor Tracy..who unfortunately is at fault.

 

[GrahamC230K]

The original dude in the white polo is going to get a shock if he comes past again!

 

[glojo]

The original dude in the white polo is going to get a shock if he comes past again!

It took a while for the shock of the impact to dissipate

John

 

[andy_k]

bad luck and I'm sure we've all had close calls like that before but like so many others have said I never pull out until I'm 100% certain they really are turning - I also realise how easy it is to leave an indicator on without noticing.

Put it behind you and let the insurance deal with it but.......

After Tracy has pulled out directly into another driver's path I think it's wrong that you immediately say that the other driver should be the one taken off the road - Despite his age he probably thinks something quite different

Andy

 

[ADY1983]

I appreciate what you are all saying, the car has now been taken away and we will just let the insurance sort it out...

However everyone is saying they always wait until the vehicle has past but I bet we all do it without thinking about it, I know for sure that Tracy wont do it again, mainly because she will now be walking everywhere... She doesn't know it yet

 

[Gollom]

"there but for the grace of God......"

Buy her a W124 :bannana:

 

[fredfloggle]

I appreciate what you are saying Pammy and I was not there, but from what I saw of the old geezer he was not with it, maybe shock of the accident? The thing that gets me is the Police weren't bothered, I drove the Audi home and the Police followed they phoned the RAC for the old bloke and told him they would be there within the hour but I don't think he understood and he probably carried on and neither of them got producers or anything

Come on Pammy don't tell me you have never pulled out before someone has actually turned off, I know I have...

Oh and its Tracy no "E"

The world would stop if we had to wait for someone actually to finally commit to a turn before moving ourselves - when will people get tough on these dozy old duffers ? I have nothing agains old people , my parents after all are getting on a bit , but the minute some demented old twit gets behind the wheel , he or she gets treated like the Queen Mother , and cannot be considered to do wrong - the police are as bad , they let them walk most of the time because the don't want them croaking it by the side of the road because of the thought of a Court appearance .

Tell your insurers to insist upon full indemnity from the 3rd party - issue a summons and get the money back that you deserve .

I get really fed up with people defending doddery old duffers in situations like this - take everthing at face value , and it certainly seems that the guy should not be on the road , next time he will indicate , carry straight on and take out a kiddy or a motorcyclist - then lets see who is in the wrong then .

 

[timskemp]

Panel damage looks repairable. Any damage to the front suspension or steering? Does it drive OK--maybe not possible to test this at the moment sorry.Decision will probably depend on their market value assessment of the cars worth V pukka insurance repair cost. Watch for the" BETTERMENT "CLAUSE!

Betterment clause? We all know there ain't no betterment clause.

Betterment can only be applied where an acceptable repair could have been made and was rejected -for example fitting of a non OE panel, or replacement of a cheapo tyre with a premium one. Your contract with an insurer is to be put into the position you were before the claim, less the excess, and never let them forget that.

Also remember you are the customer.

 

[fredfloggle]

Betterment clause? We all know there ain't no betterment clause.

Betterment can only be applied where an acceptable repair could have been made and was rejected -for example fitting of a non OE panel, or replacement of a cheapo tyre with a premium one. Your contract with an insurer is to be put into the position you were before the claim, less the excess, and never let them forget that.

Also remember you are the customer.

And when the third party is at fault - nail the bugger to the ground , remember , that they cannot write the car off as it is not on their books , and should return it to pre accident condition , no pattern panels and Hoki Koki tyres .

 

[timskemp]

The world would stop if we had to wait for someone actually to finally commit to a turn before moving ourselves - when will people get tough on these dozy old duffers ?

Tell your insurers to insist upon full indemnity from the 3rd party - issue a summons and get the money back that you deserve .
.

Though I understand the above, the reality is that he could have been indicating for any number of reasons other than taking the turn, such as pulling in to the left immediately after the junction etc.

Although yes, I'd try and get full indemnity, I doubt in the circumstances I'd get it, in fact the fact the insurer is suggesting 50/50 (which is the worst of both worlds) shows that they deem it as being a long battle to get liability which is likely to be lost, and cost more to fight than the car is worth.

 

[timskemp]

However everyone is saying they always wait until the vehicle has past but I bet we all do it without thinking about it,

I always think about it, and do it anyway... often leaving a couple of black stripes on the tarmac

Now, why do I seem to be suffering high rear tyre wear...

 

[Howard]

The world would stop if we had to wait for someone actually to finally commit to a turn before moving ourselves - when will people get tough on these dozy old duffers ? I have nothing agains old people , my parents after all are getting on a bit , but the minute some demented old twit gets behind the wheel , he or she gets treated like the Queen Mother , and cannot be considered to do wrong - the police are as bad , they let them walk most of the time because the don't want them croaking it by the side of the road because of the thought of a Court appearance .

Tell your insurers to insist upon full indemnity from the 3rd party - issue a summons and get the money back that you deserve .

I get really fed up with people defending doddery old duffers in situations like this - take everthing at face value , and it certainly seems that the guy should not be on the road , next time he will indicate , carry straight on and take out a kiddy or a motorcyclist - then lets see who is in the wrong then .

Not often i agree with you Fred ....

But i do on this one !

 

[glojo]

The world would stop if we had to wait for someone actually to finally commit to a turn before moving ourselves - when will people get tough on these dozy old duffers ?.

Unlike Howard I don't think I totally agree with you. This old person MIGHT not be fit to drive and that is a worry, but I will simply say,

"Roundabouts"

As my old sergeant used to say,

"Roundabouts are where folks meet to exchange names and addresses".

It is NOT an age thing and I guarantee that we all at some stage, make whopsee's with our indicators when negotiating these hazards. So Fred I will respectfully suggest that YES; we should ONLY PROCEED IF IT IS SAFE TO DO SO. The capitals are not aimed at you and please accept my apologies if you thought they were. They are there to highlight something that perhaps we might need reminding of. It is not safe to pull out in front of any vehicle that we THINK is going to do something.

Take care,
John