PayPal Prob ??

[davidjpowell]

Paypal is many many times more secure than telephone purchases.

I never pay for anything over the phone as you simply don't know where that number is being written down or passed on (often by underpaid call centre workers).

With Paypal, no one gets to see your CC number at all. Even the registration of your CC for the account is bank to bank and doesn't involve staff or third parties having access to the details.

When I was a student I used to work for BT in a inbound call centre, taking calls for mostly external clients, some of whom were using us to take orders for goods.

The opportunity for fraud was eye opening, as all we did was type the card details onto a screen. It would have been easy for a call handler to have noted these on a pad (although hopefully someone might have noticed). As well as this, the orders printed out on another floor (hi tech in the late 90's you see) to be faxed to the client, on this floor there was just one person at evenings and weekends.

Very reluctant to give card details over phone as a result.

 

[w124coupe]

Thats not always the case each card provider has different rules for user name the worst one is NAT West who use the first name then surname followed by a number which is absolutely insane as you quite rightly point out this and a bit of savvy to fill in the other information requested which is easily available publicly and you have all you need to have a spree on line.

Thankfully some of the more responsible banks do not follow the login and password rules above and are far more secure.

Great advice from W124coupe though change your user name to something other than your actual name, don't make it easy for them

All the RBS group use the first/last/number combo - RBS, NatWest and Tesco.

All the Llloyds Group use title/initial/surname

They all are daft if you ask me....

 

[flango]

All the RBS group use the first/last/number combo - RBS, NatWest and Tesco.

All the Llloyds Group use title/initial/surname

They all are daft if you ask me....

Glad I don't bank with any of those you mention then

 

[lil.smartie]

All the RBS group use the first/last/number combo - RBS, NatWest and Tesco.

All the Llloyds Group use title/initial/surname

They all are daft if you ask me....

My Lloydstsb one doesn't use my name for log on or V-B-V?! Never has done either!

Kate

 

[w124coupe]

My Lloydstsb one doesn't use my name for log on or V-B-V?! Never has done either!

Kate

It gives you the chance to change it but I just tried (for my Visa debit card) and it defaulted to MRxSurname