Lets be realistic. £3k extra on a used car @ 5% = £150 pa.
10,000 miles petrol @ £4 gallon 30 MPG = £1333 pa
10,000 miles diesel @ £ 4.20 gallon 43 MPG =£ 976 pa
total saving running diesel £207 pa.
Some diesels need servicing more often so the costs may in fact be the same for the motorist who doesn't do high mileage.
BTW do you have access to the Fleet News FN 50 2006 reliability survey.I can't get it anymore but that should be a good guide to reliability.
I notice the Parkers website have combined this with the JD power customer satisfaction survey and What Car results to produce a top 20.See if you can spot a Mercedes or VW
http://parkers.co.uk/advice/guides/?article=155
Re-pumps I may be confusing Tdi with Hdi found in peugeots.There was a recent article in Car Mechanics magazine about failures.
adam