When I asked Aviva about remapping they wanted proof (in the form of a copy of the invoice etc) of the BHP increase, so not sure if they actually rely on your verbal statement only.
They only seemed to to care about the BHP increase figure - which for me was a bit of a drawback, as the particular mapping I was looking at claimed unrealistic BHP improvement, and at any rate I was just hoping to get a slightly 'flatter' engine response at the lower rev range and did not care much for any BHP increase (which, at any rate, would have probably not materialised).
I did not actually go ahead with the remapping at the time, and I don't regret it because the particular company I was considering later became the subject of some bad reviews on this forum....
I do wonder however is upgrading the engine firmware with the latest official MB firmware for the particular engine model through STAR would consist a modification that needs to be declared to the insurer?