The Wacky World of Car Insurance

[D2028]

Strange but interesting

 

[ChrisEdu]

Was chatting with a mate earlier and the subject of insurance came up. He was saying, from his experience, insurance firms can be funny about having paint protection film applied to the car.

 

[ALFAitalia]

There is a big thread about that in this very forum....some insurance companies won't cover a PPFed car at all...most charge an extra premium of some sort.
See here...
PPF on the car have you declared it with insurance? INSURANCE VOIDED | Insurance & Finance

 

[Spider10]

Contacted Adrian flux today just for a quote on the SLK (ive already took it out with SAGA) they quoted £980 I think ill be moving all my insurance's from them
Plain greedy

 

[ChrisEdu]

There is a big thread about that in this very forum....some insurance companies won't cover a PPFed car at all...most charge an extra premium of some sort.
See here...
PPF on the car have you declared it with insurance? INSURANCE VOIDED | Insurance & Finance

What a hornet's nest!

 

[Trickythemerc]

I am with Adrian Flux, they are not on any of the comparison sites so tend to fly under the radar. I first used them to insure my classic Jaguars and found them very good to deal with.

 

[E55BOF]

I've used them once. I too found them very good to deal with, but very not cheap come renewal time.

 

[DSM10000]

Was chatting with a mate earlier and the subject of insurance came up. He was saying, from his experience, insurance firms can be funny about having paint protection film applied to the car.

If the car is damaged and requires panel and paint repairs then there is extra labour involved in removing the protective film and reapplying it so there would be, at least, an increase in premiums.

 

[merc estate]

Just been mugged £170 increase, checked around as well 21 years no claims

 

[ChrisEdu]

Putting my personalised registration on my car has actually reduced the insurance premium!

 

[Spider10]

It did me on the SLK I got a refund for £0.01p

 

[ChrisEdu]

It did me on the SLK I got a refund for £0.01p

I'm apparently due circa £1.51. I'll try to not spend it all at once!

 

[ToeKnee]

I'm apparently due circa £1.51. I'll try to not spend it all at once!

That's nearly a litre of fuel! You go steady

 

[ChrisEdu]

That's nearly a litre of fuel! You go steady

Wahoo! That should get me to the end of the road.

 

[AntC43]

Recently changed from a BMW Diesel to a W205 C43. Online insurance comparison websites suggested I was about to be taken from behind without lube however Adrian Flux (my current insurer) quoted me less than my BMW 435D. I'm about to have a tracker installed which will reduce it further. Currently paying less than £500 fully comprehensive.

 

[Spider10]

Tracker made no difference to my premium with Adrian flux (C63)

 

[D2028]

I have noticed that a quote now only lasts 24 hours, I was about to finish paying for a quote from Hastings direct when they informed me that my quote had now expired and would cost an extra £85 to take it out!
I think it’s time insurance companies were more closely regulated as it’s starting to appear as if they can do whatever they like. On the plus side I managed eventually to get insured for £447 fully comp with another company.
My other car is currently insured with Hastings and is due for renewal in July…….guess who WON’T be getting my cash!

 

[DSM10000]

I have noticed that a quote now only lasts 24 hours, I was about to finish paying for a quote from Hastings direct when they informed me that my quote had now expired and would cost an extra £85 to take it out!
I think it’s time insurance companies were more closely regulated as it’s starting to appear as if they can do whatever they like. On the plus side I managed eventually to get insured for £447 fully comp with another company.
My other car is currently insured with Hastings and is due for renewal in July…….guess who WON’T be getting my cash!

There have been changes to the law with regard regulation of insurance companies and in particular with regard to offering the same deal to new and existing customers.

I am unsure why a price being offered for 24 hours only is an issue? That's seems to be a commercial decision and I am sure that condition was mentioned in the quote that received?

You however are unregulated and can do whatever you like in terms of choosing am insurance company if you do not like the terms and conditions of one you just go elsewhere.

 

[ChrisEdu]

I have noticed that a quote now only lasts 24 hours, I was about to finish paying for a quote from Hastings direct when they informed me that my quote had now expired and would cost an extra £85 to take it out!
I think it’s time insurance companies were more closely regulated as it’s starting to appear as if they can do whatever they like. On the plus side I managed eventually to get insured for £447 fully comp with another company.
My other car is currently insured with Hastings and is due for renewal in July…….guess who WON’T be getting my cash!

Cheeky f@£kers!

 

[D2028]

There have been changes to the law with regard regulation of insurance companies and in particular with regard to offering the same deal to new and existing customers.

I am unsure why a price being offered for 24 hours only is an issue? That's seems to be a commercial decision and I am sure that condition was mentioned in the quote that received?

You however are unregulated and can do whatever you like in terms of choosing am insurance company if you do not like the terms and conditions of one you just go elsewhere.

Go elsewhere is what I did, I was taken aback because I was led to believe that the quote was valid for 30 days. However if you’re happy to be misled then that is entirely your prerogative .