WE might disagree with the insurance points, but it is not us under writing the vehicles. We can all throw statistics into any debate and these will only justify our side of the debate. The fact is that young men are considered a high risk when insuring a motor vehicle. I am not so blind as to not acknowledge that there are some terrible old drivers out there. Drivers, whose eyesight is so bad that at 25 metre they would struggle to see a person's hand, let alone their fingers. So bad that they might need a zimmer frame to walk, but read the posts about bad driving on this forum and instead of 'Barry-Boy' insert young man.
I take on-board what is being said about under-steer, over-steer or any other steer, but in reality on a narrow, public very busy highway, the chances are that the idiot who gets into this situation will be very lucky to get out of it unscathed. I fully accept how we can drift our cars, control them with nice opposite lock, but it is those moments when we get caught out that count and it is more often the young man that will be the one that is caught out.
To highlight this I will go back to my advanced riding courses.
On a nice wet day I would take my pupils out to a favourite bend where there was a nice wet, slippery man-hole cover right on the normal line for a motor-bike. On the inside of the curve was a nice mud bank where the pupils would watch me deliberately go over this cover at about 50 - 60mph. Everyone would be convinced I would be doing a bit of tarmac polishing, but I used this demonstration to highlight that the safest thing was to do................ nothing. The bike slid as it went over the cover, but it was so quick it was over before you could blink, the thing that causes the accident is the testosterone pumping alpha male that thinks they are God's gift to wheatabix and boast how they get into an unexpected skid, apply opposite lock, blah, blah blah. On a race track, or very wide road I fully accept this is possible, but on a busy narrow road, country lane etc, then forget it, you will be reacting to the reaction.
![Smile :) :)](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png)
Anyway I digress
How many of us were involved in an incident during the first five years of driving, and how many of us have been involved in one during the last five years of our driving? If the answer is we are having more accidents now, then hang up your car keys or take an advanced driving
course
Young drivers should want to improve their driving standard and hopefuly as they get older these improvements will be recognised by the insurance companies by way of a No Claims Bonus
John