Payment Recommendations?

[nick mercedes]

I can't really see the problem with being payed BY Western Union, the problem would be if it was me paying him.

Before he comes over, I will have all of the cash in my hand. Where's the scam in that?

Exactly.

It just seems an odd thing to do though.

But you'll have the cash so it does not really matter.

Only nause is finding an agent with enough cash on hand - so give WU a ring beforehand.

 

[John]

I had this issue back in 2005 when I sold a car for £18,000.

The bottom line was, absolutely nothing was 100% except CHAPS (Bank Transfer) but this then puts all the trust in the seller, and cash withdrawn in front of you and subsequently paid in.

I would have considered a bankers' draft drawn from the same bank as mine but only if drawn in front of me and paid straight in - a draft can be withdrawn after even without the draft present but it is very difficult but still not 100% although as a last resort...

In the end, the buyer volunteered cash and turned up with a few people.

However, I made him take the cash with me with the car / V5 and keys to the bank and pay it into my account.

No problems!?!?

Not quite, 3 of the £20s were duds and the bank refused them so he had to cough up £60 more.

Not sure whether he stuck them in or not - he said HSBC issued that money to him so they were in with it. Bank refused to give them back. I'm guessing more could have been dud and I wouldn't have known until later.

 

[Borys]

Bank transfer

 

[Deleted member 37751]

Well that was easy.

Just picked up a bag of sand from my nearest Western Union branch.

 

[A210AMG]

Guy came over from Dubi for my last car.

Cash

Drive to bank and deposit it with buyer. He then drove off in car.

 

[John]

Dubi

Didn't Ian Botham used to smoke the odd one or two of those?

 

[jaymanek]

Western Union Scams normally catch the sender out, not the receiver... we were an agent for them but we felt bad every time an old guy would walk in to transfer his pension to nigeria, so we stopped our agreement with them.

 

[John]

Western Union Scams normally catch the sender out, not the receiver... we were an agent for them but we felt bad every time an old guy would walk in to transfer his pension to nigeria, so we stopped our agreement with them.

I've seen this issue on regional programmes on TV before.

I wonder if it is a generational trust thing or whether it's an issue brought on with older age.

Obviously dementia is potentially a cause but I don't believe everyone who falls victim has it.

 

[nick mercedes]

I've seen this issue on regional programmes on TV before.

I wonder if it is a generational trust thing or whether it's an issue brought on with older age.

Obviously dementia is potentially a cause but I don't believe everyone who falls victim has it.

It's greed.

All sorts of people fall for these scams.

 

[renault12ts]

Isn't the classic WU scam one where the buyer pays for the goods, the money appears in the sellers bank account, he then hands over the goods, and then some days later the payment disappears because it will not clear.

I don't think I would accept WU as a payment method.

What part of Ireland is this buyer from ?

 

[Deleted member 37751]

Isn't the classic WU scam one where the buyer pays for the goods, the money appears in the sellers bank account, he then hands over the goods, and then some days later the payment disappears because it will not clear.

I don't think I would accept WU as a payment method.

What part of Ireland is this buyer from ?

He's from Dublin.

I was paid a grand in cash, in my hand, by the travel exchange at Asda for Western Union.

I've spoke to him at great length on the phone and he is genuine; he was the highest bidder on my car TWICE on eBay and he has a high 100% feedback.

His last buying feedback was for a catamaran that he won via auction which he had to pick up from Kent.

 

[renault12ts]

He must be the only guy in Ireland with any money...sounds OK though, especially if you can get the WU cashed.

 

[nick mercedes]

Isn't the classic WU scam one where the buyer pays for the goods, the money appears in the sellers bank account, he then hands over the goods, and then some days later the payment disappears because it will not clear.

I don't think I would accept WU as a payment method.

What part of Ireland is this buyer from ?

That's cheque fraud, Dave the African agrees to buy your car for £5k more than you wanted and send someone to collect it, someone who owes him money will give you a cheque and you get to keep a grand for your trouble and send him the £4k via Western Union, but only once the cheque has cleared, which it does, and then 2 weeks later it turns out to be stolen, but you've already sent Dave the £4k, bugger...

If someone offers WU as a payment method, snatch their hand off, you end up with cash.

If someone asks for payment via WU, make sure it's on the level.